summary plan descriptions

online or by phone

You can open and print any of the SPDs on this website as desired. You can also call the HR Service Center and ask that an SPD be mailed to you free of charge.

Summary plan descriptions (SPDs) provide specific details about your benefits, such as eligibility, covered services and participation rules. Recent updates to an SPD – if any – are included in the applicable summary of material modification (SMM), posted to the front of the SPD and also posted on this website.

access your plan's summary plan description


  • Medical PPO Plan
  • High Deductible Health Plan
  • High Deductible Health Plan Basic
  • Medical HMO Plans
  • Global Choice Plans

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  • Dental PPO Plans
  • Dental HMO Plan

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  • Basic Vision Coverage
  • Vision Plus Program

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behavioral health

  • Mental Health and Substance Use Disorder Plan (U.S.-payroll employees)
  • Mental Health and Substance Use Disorder Plan (Expatriates in the U.S.)

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supplemental health

  • Group Critical Illness Insurance
  • Group Hospital Indemnity Insurance
  • Health Decision Support
  • Diabetes Prevention Program
  • Long Term Care Insurance

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wellness programs

  • Health Rewards
  • Healthy You
  • Diabetes Prevention Program
  • Health Decision Support

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flexible spending accounts

  • Health Care Spending Account
  • Dependent Day Care Spending Account

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  • Pension Plans
  • Savings Plans
  • Executive Pay Programs

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  • Life Insurance Plans
  • Accident Insurance Plans
  • Group Auto and Home Insurance
  • Long-Term Care Insurance

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disability plans

  • Short-Term Disability
  • Long-Term Disability
  • Bonding and Family Care
  • State Disability Benefits

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