summary plan descriptions

Summary plan descriptions (SPDs) provide specific details about your benefits, such as eligibility, covered services and participation rules. Recent updates to an SPD – if any – are included in the applicable summary of material modification (SMM), posted to the front of the SPD and also posted on this website.

access your plan's summary plan description

medical

  • Medical PPO Plan
  • High Deductible Health Plan
  • High Deductible Health Plan Basic
  • Medical HMO Plans
  • Global Choice Plans

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dental

  • Dental PPO Plans
  • Dental HMO Plan

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vision

  • Basic Vision Coverage
  • Vision Plus Program

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behavioral health

  • Mental Health and Substance Use Disorder Plan (U.S.-payroll employees)
  • Mental Health and Substance Use Disorder Plan (Expatriates in the U.S.)

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supplemental health

  • Group Critical Illness Insurance
  • Group Hospital Indemnity Insurance
  • Health Decision Support
  • Diabetes Prevention Program
  • Long Term Care Insurance

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wellness programs

  • Health Rewards
  • Healthy You
  • Health Decision Support

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flexible spending accounts

  • Health Care Spending Account
  • Dependent Day Care Spending Account

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wealth

  • Pension Plans
  • Savings Plans
  • Executive Pay Programs

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protection

  • Life Insurance Plans
  • Accident Insurance Plans
  • Group Auto and Home Insurance
  • Long-Term Care Insurance

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disability plans

  • Short-Term Disability
  • Long-Term Disability
  • Bonding and Family Care
  • State Disability Benefits

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