If you're an eligible employee, you can also enroll in any of the supplemental benefit choices listed below. You must enroll to be covered and you'll pay the full cost of coverage for yourself and/or your eligible dependents. Choose a plan or topic from below to learn more.
 
Income protection in the event of illness, injury or disability
These benefits provide a level of income protection should you be unable to work due to a qualifying illness, injury or medical condition. 

• Long-Term Disability (LTD) Plan - Optional Coverage You can purchase LTD Optional Coverage to provide additional benefits that, when combined with the company-paid LTD Basic Coverage, provide you with a total of 60 percent of your annualized regular pay up to the Internal Revenue Code limit. (LTD provides benefits to eligible employees who remain disabled after 180 days of disability or use all of their Short-Term Disability and earned vacation benefits, whichever is later.) 

Auto and home insurance
Group Auto and Home Insurance offers access to a wide range of personal property and casualty insurance policies, including auto and home insurance, with the ease of payroll deduction for premium payments.

Financial support in the event of a serious event
While not income replacement benefits, this coverage can provide additional financial support in the event of a serious event, like a hospital stay, a critical illness, or long-term care in a facility. These events are often costly and can quickly drain savings or induce unexpected financial strain.

• Group Hospital Indemnity Insurance Pays a cash benefit for costs associated with a covered hospital stay. Can provide additional support to fill a variety of financial gaps, like paying the mortgage or other household expenses, buying groceries, or defraying the costs of out-of-pocket medical expenses.
• Group Critical Illness Insurance Pays a lump-sum cash benefit, when you or a covered dependent are diagnosed with a covered critical illness (such as cancer, heart attack, stroke, major organ transplant and coronary artery bypass surgery). While not an income replacement benefit, this plan can provide additional support to fill a variety of financial gaps, like paying the mortgage or other household expenses, buying groceries, or defraying the costs of out-of-pocket medical expenses.
• Long term care insurance  Helps to pay for care received at home or in a nursing facility if you can no longer perform activities of everyday living.
  
  

Life and accident insurance benefits

• Supplemental Life Insurance Provides an additional benefit beyond your Basic Life Insurance in the event of your death while covered under the plan.
• Dependent Life Insurance Permits you to purchase life insurance coverage for your eligible dependents. 
• Voluntary Group Accident Insurance Pays benefits if you or a covered dependent suffers a covered loss as a result of a qualifying accident.