how to start post employment benefitsleaving chevron

Prior to starting your post-employment benefits, be sure that you've reviewed this site's benefit information to understand your choices and what happens to your coverage and the checklist and milestones to understand deadline requirements.

When you leave Chevron, you may receive information or packages from one or more of the following sources, depending on the benefits for which you’re eligible:

  • HR Service Center, after you initiate the process to start your pension benefit, the HR Service Center will send you any additional pension forms for completion either by mail, or electronically if you initiated the process on BenefitConnect.
  • HR Service Center, depending on your age, eligibility and when you enroll, you may receive a personalized enrollment statement for retiree health and protection benefits and/or a confirmation of your retiree health and protection benefit coverage after you leave Chevron.
  • BenefitConnect | COBRA, for COBRA coverage continuation coverage information and enrollment elections to continue coverage for certain benefits, if eligible.
  • Fidelity, for participants in the Chevron Employee Savings Investment Plan (ESIP).
  • MetLife, for conversion of life and accident insurance plan(s), if eligible, will be sent to you separately
  • Farmer's GroupSelect, for group auto and home, if enrolled, will be sent to you separately.
  • Genworth Life, for conversion of long-term care insurance, if enrolled.
  • Chevron Executive Compensation Group if you have Executive Plan benefits, including Long-Term Incentive Plan and Retirement Restoration Plan benefits.
When you’re ready to receive your pension benefit, you can start the process on the BenefitConnect website by choosing Start my pension. You should do this at least 30 days, but not more than 90 days, in advance of the date you want to start your pension. You can also start your pension by calling the HR Service Center.
how to enroll in COBRA

COBRA coverage applies when certain qualifying events occur, such as a termination of employment. Chevron is required to offer you the right to continue your health coverage under the provisions of COBRA. If you were enrolled in Chevron health and welfare coverage at the time you left Chevron, all terminated employees will receive a COBRA package within 44 days of leaving Chevron, even if you’re eligible for Chevron retiree health benefits. The package includes a personalized enrollment worksheet, your costs for coverage, and detailed information about enrollment procedures and payment requirements. You have 60 days from the date the COBRA package is postmarked or your termination date (whichever is later) to elect coverage. Your enrollment will be retroactive to the date your active employee coverage ended, if you elect COBRA coverage within the 60-day deadline.

are you eligible for retiree coverage? 

All benefits-eligible retirees must enroll in Chevron retiree health benefits and/or the Retiree HRA Plan upon reaching certain enrollment milestones. Leaving Chevron is the first enrollment milestone. However, you also have the choice to elect COBRA continuation coverage now, then enroll in Chevron retiree health benefits later. If you (and any eligible dependents) are already enrolled in medical and dental coverage as an employee, this coverage will automatically continue for eligible pre-65 retiree health coverage participants. If you plan to waive retiree health coverage and instead participate in COBRA coverage, you must make an election with the HR Service Center or on the BenefitConnect website to cancel/decline your pre-65 retiree coverage within 31 days of when your employment ends. 

If you’re eligible and ready to start pre-65 retiree health benefits for yourself and/or an eligible dependent, here’s how:

if you're enrolling when you leave chevron
  • If you (and any eligible dependents) are already enrolled in medical and dental coverage as an employee, this coverage will automatically continue for eligible pre-65 retiree health coverage participants. However, we strongly encourage you to review your coverage and make any necessary changes during this enrollment milestone. This is one of the few milestones that allows you to make changes that will otherwise be limited or restricted in the future, so you don't want to miss this opportunity.
  • If you aren't currently participating in employee health benefits, or you need to make a change, you must make pre-65 retiree health benefit elections within 31 days of your termination date.
  • Remember, if you plan to waive retiree health coverage and instead participate in COBRA coverage, you must also make an election with the HR Service Center or on the BenefitConnect website to cancel/decline your pre-65 retiree coverage within 31 days of when your employment ends. 

Pre-enroll prior to leaving Chevron

If you or any eligible dependents are pre-65, you can review your plan choices and costs, and pre-elect your pre-65 group health benefits prior to leaving Chevron on the BenefitConnect website or by calling the HR Service Center.

  • If you leave Chevron on the date you specified during pre-enrollment, you’ll receive a confirmation of your elected benefits from the HR Service Center after you leave Chevron.
  • If you do not leave Chevron on the date you specified during pre-enrollment, your pre-enrollment elections will not take effect. You'll need to make new elections with your new date.
  • You still have within 31-days of leaving Chevron to make additional changes, if needed, but you’ll need to call the HR Service Center for assistance in this situation.

Enrollment after you’ve left Chevron

If you or any eligible dependents are pre-65, and you did not pre-elect pre-65 group health benefits prior to leaving Chevron, you have within 31 days of your termination date to enroll in retiree pre-65 group health coverage. You can make elections on the BenefitConnect website or by calling the HR Service Center. After you leave Chevron, you’ll receive a personalized enrollment worksheet from the HR Service Center with information about your retiree health and welfare benefit choices and costs, if eligible.

if you're enrolling due to another enrollment milestone

If you chose to waive Chevron retiree health benefits when you left Chevron and are now eligible to enroll due to an enrollment milestone, call the HR Service Center.

if you're enrolling when you leave chevron

If you or any eligible dependents are post-65, you must start the enrollment process at least four months in advance of your termination date to avoid a gap in health coverage. Post-65 coverage is not automatic; you must make an election to enroll.

  • Start enrollment in Medicare Part A and Medicare Part B at least four months in advance of your termination date, if you’re not already enrolled. You must have your Medicare information to enroll through ViaBenefits. If you aren’t enrolled in Medicare Part A and Part B or don’t have the information, ViaBenefits cannot complete your enrollment. If this situation occurs, it’s possible you will experience a gap in health coverage, or in some situations, you will miss the opportunity to participate in retiree health coverage and/or the Retiree HRA Plan until the next enrollment milestone, if any. For this reason, it’s important to take proactive action to enroll in Medicare Part A and Part B. Please be aware, Chevron has no ability to expedite your application process with Medicare.
  • Call Via Benefits three months in advance of your termination date to understand and begin the enrollment process. Failure to timely enroll through ViaBenefits could result in a gap in coverage. Contact Via Benefits for cost and coverage levels for the individual medical, prescription drug, dental and vision plans available in your area. However, Via Benefits will not have your monthly company contribution amount to the Retiree HRA Plan until after you leave Chevron.
  • Call the HR Service Center within 31 days of your termination of employment to report the event and activate the Retiree HRA Plan for post-65 eligible participants, if applicable. As a reminder, you must be enrolled in at least medical coverage through Via Benefits to receive the Retiree HRA. You have 60 days from the date of your termination of employment to finalize your medical coverage enrollment to remain eligible to receive the Retiree HRA.
if you're enrolling due to another enrollment milestone

If you chose to waive Chevron retiree health benefits when you left Chevron and are now eligible to enroll due to an enrollment milestone, you must start the enrollment process at least four months in advance of your termination date to avoid a gap in health coverage. Post-65 coverage is not automatic; you must make an election to enroll.

  • Start enrollment in Medicare Part A and Medicare Part B at least four months in advance of your enrollment milestone date, if you’re not already enrolled. You must have your Medicare information to enroll through ViaBenefits. If you aren’t enrolled in Medicare Part A and Part B or don’t have the information, ViaBenefits cannot complete your enrollment. If this situation occurs, it’s possible you will experience a gap in health coverage, or in some situations, you will miss the opportunity to participate in retiree health coverage and/or the Retiree HRA Plan until the next enrollment milestone, if any. For this reason, it’s important to take proactive action to enroll in Medicare Part A and Part B. Please be aware, Chevron has no ability to expedite your application process with Medicare.
  • Call Via Benefits three months in advance of your enrollment milestone date to understand and begin the enrollment process. Failure to timely enroll through ViaBenefits could result in a gap in coverage. Contact Via Benefits for cost and coverage levels for the individual medical, prescription drug, dental and vision plans available in your area, and your monthly company contribution amount to the Retiree HRA Plan.
  • Call the HR Service Center within 31 days of your enrollment milestone to report the event and activate the Retiree HRA Plan for post-65 eligible participants, if applicable. As a reminder, you must be enrolled in at least medical coverage through Via Benefits to receive the Retiree HRA. You have 60 days from the date of your termination of employment to finalize your medical coverage enrollment to remain eligible to receive the Retiree HRA.
enrollment prior to leaving chevron

If you’re eligible for retiree protection benefits - such as life or accident insurance - you can review your plan choices and costs, and pre-elect your retiree protection benefits prior to leaving Chevron on the BenefitConnect website or by calling the HR Service Center.

  • If you are enrolled in life and/or accident insurance as an employee, and you're eligible for this coverage as a retiree, your applicable plans will automatically continue for eligible retirees. If you need to make changes to your coverage or decline participation, you'll need to make an enrollment election.
  • If you leave Chevron on the date you specified during pre-enrollment, you’ll receive a confirmation of your elected benefits from the HR Service Center after you leave Chevron.
  • If you do not leave Chevron on the date you specified during pre-enrollment, your pre-enrollment elections will not take effect. You'll need to make new elections with your new date.
  • You still have within 31-days of leaving Chevron to make additional changes, if needed, but you’ll need to call the HR Service Center for assistance in this situation.
enrollment after you’ve left chevron

If you’re eligible for retiree protection benefits - such as life or accident insurance - and you did not pre-elect retiree welfare benefits prior to leaving Chevron, you have within 31 days of your termination date to enroll or make changes to your coverage. You can make elections on the BenefitConnect website or by calling the HR Service Center.

  • After you leave Chevron, you’ll receive a personalized enrollment worksheet from the HR Service Center with information about your retiree health and protection benefit choices, costs and action required, if eligible.
important eligibility reminder

As a reminder, if you discontinue your retiree life and/or accident insurance coverage at any time or do not timely pay for coverage, future access and eligibility to participate will be forfeited. You are responsible for keeping the account for this coverage up to date, including keeping your beneficiary designations up-to-date.

Fidelity will automatically send information and instructions to you about your ESIP distribution options approximately two weeks after your termination date. However, you can contact Fidelity at any time prior to your planned termination date to request this information. 

You should contact each carrier directly for information about conversion of other benefits, such as life and accident insurance plan(s), group auto and home insurance, long-term care insurance, group hospital indemnity insurance or group critical illness insurance, if applicable. The summaries provided below provide more instructions about each of these plans.

After you’ve made your post-employment benefit elections, you’ll receive information from each plan about how to manage payment of premiums (if applicable), payments you’ll receive from the plans, or other financial activities related to your coverage. Here’s a list of the most common resources, for your convenience:

checklist icon
leaving chevron late in the year?

If you're leaving Chevron October through December, here are open enrollment, health benefit elections and other considerations you should know as you are planning your post-employment benefit decisions: