long term disability benefits

for extended periods of disability

Long-term disability benefits may be available when you remain disabled for an extended period of time.

learn about the disability management process

For absences that are subject to the Disability Management process, you’re responsible for ensuring you follow all steps in the reporting and return-to-work process, and that requested information is provided in a timely manner. If you don’t complete all required steps, you could be disqualified from being able to receive disability benefits, or you may not receive job protection for FMLA-related absences.

overview

The Long-Term Disability Plan (LTD) provides benefits to eligible employees who remain disabled after an elimination period of 180 days of disability or have used all of their Short-Term Disability and earned vacation benefits, whichever is later. If you’re eligible to participate, you automatically receive Basic Coverage under the Long-Term Disability (LTD) Plan. You can purchase additional Optional Coverage under the LTD Plan to increase your benefit.

eligible employees

Full-time and part-time U.S.-payroll employees who are eligible for Chevron health and welfare benefits.

about basic coverage

If you’re an eligible employee, you automatically receive Basic Coverage under the LTD Plan. This coverage can pay disability benefits based on your annualized regular pay at the time your disability begins. 

  • Basic Coverage can pay disability benefits of up to 50 percent of your annualized regular pay, up to the Internal Revenue Code limit. 

  • If your annualized regular pay is less than $52,500, Chevron pays for Basic Coverage of 50 percent of your annualized regular pay up to $35,000. 

  • Basic Coverage is provided at no additional cost to you. 

  • You do not need to enroll for coverage; it is automatically provided. 

  • Participation in the LTD Plan begins on your first day of work, provided you are eligible and actively at work. You're eligible to receive benefits for qualifying off-the-job disabilities after you complete six months of service from your most recent hire date. You're eligible to receive benefits for qualifying on-the-job disabilities on your first day of work.

  • You’re covered under the Long-Term Disability Plan in effect when your disability begins, and benefits are based on your annualized regular pay at the time your disability begins.

about optional coverage

You can purchase Optional Coverage under the LTD Plan to provide additional benefits when combined with the company-paid Basic Coverage.

  • Optional Coverage can pay disability benefits of up to 60 percent of your annualized regular pay, up to the Internal Revenue Code limit. 

  • Note that even if you purchase the maximum amount of optional coverage, LTD benefits will not replace your pay in full. 

  • This is an optional benefit for employees only; you cannot cover dependents. 

  • If you enroll, you’ll pay the full cost of coverage. You can see the cost of coverage when you enroll.

  • You're eligible to receive benefits for qualifying off-the-job disabilities after you complete six months of service from your most recent hire date. You're eligible to receive benefits for qualifying on-the-job disabilities on your first day of work.

  • You’re covered under the Long-Term Disability Plan in effect when your disability begins, and benefits are based on your annualized regular pay at the time your disability begins.


You must enroll to be covered. Enroll on the BenefitConnect website or by calling the HR Service Center.

  • If you enroll within 31 days of becoming an eligible employee or when your salary first reaches a level where you can elect Optional Coverage, proof of good health is not required.

  • If you enroll at any other time, proof of good health will be required.

how to receive benefits

You must follow Disability Management process to receive Long-Term Disability Plan benefits.

disability leave of absence

If you’re eligible for coverage under the Long-Term Disability (LTD) Plan and you’re disabled, you can request to be placed on a Disability Leave of Absence while you’re in the LTD elimination period (the time that must pass before LTD benefits begin) or while receiving LTD Plan benefits. A Disability Leave of Absence doesn't provide pay, rather it protects your employment status with Chevron for service recognition purposes. Learn more about a Disability Leave of Absence.

about the long-term disability restoration plan

 
The Long-Term Disability (LTD) Restoration Plan can provide additional long-term disability coverage if your annualized regular pay is over the Internal Revenue Code limit.
  • The LTD Restoration Plan can pay disability benefits of up to 60 percent of your annualized regular pay, from the Internal Revenue Code compensation limit up to $500,000.

  • You pay for LTD Restoration Plan coverage if you choose to enroll.

  • When you become eligible, you’ll receive an invitation to enroll.

 
To be eligible, you must meet both of the following requirements:
  • You must be enrolled in 60% Optional Coverage in the Long-Term Disability Plan.
  • Your annualized regular pay must exceed the current Internal Revenue Code compensation limit.
Learn more about LTD Restoration Plan in the summary plan description.

learn more

More details about the Long-Term Disability Plan and the Long-Term Disability Restoration Plan are available in summary plan descriptions.

The summary plan descriptions (SPD) provides specific details about your benefits, such as eligibility, covered services and participation rules. If there recent updates to the SPD since the last publication date, look for the summary of material modification (SMM) included in the very front of the book.

The documents listed below are called a summary of material modification (SMM). An SMM explains recent updates to your plan that are not yet captured or updated in your summary plan description (SPD) since the last publication date. Be sure to review the SMM for an understanding of important plan updates.

Long-Term Disability (LTD) Plan

Long-Term Disability Restoration Plan

Chevron is legally required to provide certain notices to plan participants. These notices are posted on this website for your reference.

contacts

chevron HR service center

Contact the Chevron HR Service Center (Choose the phone menu option for Benefits) for assistance with the following time away needs:

  • Verify if you are currently enrolled in the Chevron Short-Term Disability Plan and the Chevron Long-Term Disability Plan.

  • If you need to enroll in or stop Optional Coverage under the Chevron Long-Term Disability Plan.

  • If you want to learn about how your other Chevron benefits are affected while you are on a leave.

  • If you need to pay for Chevron benefit coverage through direct billing while on leave.

chevron's absence management partner
Contact Chevron's absence management partner when you need to report an absence as part of the Disability Management process, complete documentation required for your absence, or contact your dedicated case manager.
  
  • Call the HR Service Center phone number at 1-888-825-5247 (1-832-854-5800 Outside U.S.)

  • From the U.S.-payroll employee menu, listen for the option to report an absence or request time off.

  • If you’re unable to report an absence yourself, you may have a family member or friend do so on your behalf.

  • If you prefer to report an absence online, you may do so through LeavePro at chevron.myleaveproservice.com

disability management

Contact Disability Management for general questions or concerns about an absence, leave, or about returning to work.

  • 1-877-230-8564 

This web page provides only certain highlights about changes of benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. There are no vested rights with respect to Chevron health care plans or any company contributions towards the cost of such health care plans. Rather, Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.