open enrollmentfor U.S.-payroll employees

Open enrollment for 2023 benefits is October 17 through October 28, 2022.

Open enrollment is your annual opportunity to review your benefit options for the coming year. During open enrollment, you can decide to keep the coverage you currently have or make changes, such as switching to another medical plan option, adding a dependent to your coverage, or start participating in other optional benefit plans. If you miss the open enrollment deadline, you generally can’t make any changes until the next open enrollment period in the fall of 2023 for 2024 benefits. However, you can make changes to certain benefits outside of the open enrollment period within the 31-day deadline after a qualifying life event, such as a marriage or birth. Any changes you make to your benefits coverage during open enrollment become effective January 1, 2023.

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enroll by phone

  • 1-888-825-5247 (Inside U.S.)
  • 1-832-854-5800 (Outside U.S.)
  • 6 a.m.-5 p.m. Pacific
  • 8 a.m. -7 p.m. Central
  • Monday-Friday (no holidays)
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health rewards

2023 plan information

To review the plan changes for 2023, access benefit summaries and highlights, or learn more about coverage, choose a tab above to get started. You can also download the complete compilation of all 2023 plan changes here, if desired.

increase to 2023 monthly premium cost


Medical PPO & HDHP

The monthly cost of coverage for the Medical PPO and HDHP will increase in 2023. You can preview your new cost for coverage here. Our premium cost is determined, in part, by health claim expenses incurred by the plans in the previous year. Over the last four years, these plans maintained consistent employee rates, with periodically reduced rates, including a premium holiday. However, health claims increased last year largely due to participants receiving care that was deferred during the pandemic, but also as a result of overall rising national health care costs and general inflation. The Medical PPO and HDHP must increase monthly premiums in 2023 to help absorb some of this increase to overall costs.


Medical HMO Plans

The monthly premium cost for most Medical HMO Plans will also change in 2023. You can preview your new cost for coverage here


Long-Term Disability & Dependent Life Insurance

The monthly premium cost for Optional Long-Term Disability coverage and the Dependent Life Insurance Plan will increase slightly in 2023. You can view your personalized cost for coverage on the BenefitConnect website during the upcoming open enrollment period.

prepare for dependent verification



If you enroll in Chevron health plans, you may also enroll your eligible dependents for coverage under the same medical, dental, vision and certain other health benefit plans. Eligible dependents include your spouse or domestic partner and eligible children.


In addition, all employees are required to verify the eligibility of any new dependents you enroll in Chevron health plans. When you enroll your dependent(s) in Chevron health coverage for the first time, you will have up to 60 days to obtain and submit requested documentation that verifies your dependents are eligible to participate in Chevron’s health benefits. If you don’t provide acceptable documentation by the deadline, your dependents will be disenrolled from coverage. This is a one-time process per dependent and applies to all health plans that require dependent verification.


You can prepare in advance of enrollment and preview the documents you’ll need to provide here. Please do not complete and return the sample forms posted here as they are for your reference only. Personalized forms and instructions will be provided to you when you enroll on the BenefitConnect website.


medical PPO

Plan changes


Plan tools and resources



high deductible health plan

Plan changes


Plan tools and resources



high deductible health plan basic

Plan changes


Plan tools and resources


medical HMO

Plan changes


Plan tools and resources



global choice plan (U.S.-payroll expatriates)

Plan changes

  • No plan changes to your Cigna medical coverage or prescription drugs outside the U.S. for 2023.
  • 2023 Cigna Benefit Summary and Highlights
  • See the RX tab above for prescription drug changes for Express Scripts - Inside the U.S. & mail order.

Plan tools and resources


medical PPO

If you are enrolled in the Chevron Medical PPO you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage


Plan changes


Plan tools and resources



high deductible health plan (HDHP)

If you are enrolled in the Chevron HDHP you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage. 


Plan changes


Plan tools and resources



high deductible health plan basic (HDHP basic)

If you are enrolled in the Chevron HDHP Basic you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage.


Plan changes


Plan tools and resources



medical HMO

If you are enrolled in a Chevron Medical HMO Plan prescription drug coverage is included and provided by your plan. There is no separate monthly premium for prescription drug coverage.


Plan changes


Plan tools and resources



global choice plan (U.S.-payroll expatriates)

Prescription Drugs Obtained Inside the U.S. and Mail Order

If you are enrolled in the Chevron Global Choice Plan, you automatically have Chevron Prescription Drug Program coverage with Express Scripts for prescription drugs obtained through mail order or inside the U.S. There is no separate monthly premium for prescription drug coverage.


Prescription Drugs Obtained Outside the U.S.

If you are enrolled in the Chevron Global Choice Plan, your Cigna coverage administers prescription drugs obtained outside the U.S. Mail order is not available outside the U.S. There is no separate monthly premium for prescription drug coverage.



If you are enrolled in the Chevron HDHP or Chevron HDHP Basic you may be eligible to open and contribute to a health savings account (HSA) for as long as you remain eligible under the IRS rules. Chevron offers access to the BenefitWallet Health Savings Account (HSA) with the convenience of payroll deductions. Chevron also contributes to the BenefitWallet HSA if you meet the eligibility requirements.


Company contributions to the BenefitWallet HSA

To participate in payroll deductions and to receive the company contribution in 2023, you must elect and open a BenefitWallet HSA from the BenefitConnect website during open enrollment. Opening an account is a one-time requirement; if you already contribute to the BenefitWallet HSA through payroll deductions, you do not need to re-enroll during open enrollment. There is no change to the current company contribution amount for 2023: 

  • You Only $500
  • You + One adult $750
  • You + Child(ren) $750
  • You + Family $1,000 

Get more HSA details including how to open an account and the eligibility rules for receiving the company contribution in 2023.


HSA Contribution Limit

Under IRS rules, the maximum contribution limit to a health savings account (HSA) for 2023 is $3,850 for individuals and $7,750 for families, with an extra $1,000 in catch-up contributions allowing starting in the calendar year you turn age 55. As a reminder, this limit applies to the total of all employer contributions, your payroll contributions, and contributions you make separately to all HSA accounts you own. You are solely responsible for ensuring your total contributions do not exceed the IRS limit.


HSA tools and resources


dental PPO plan (U.S.-payroll)

Plan changes


Plan tools and resources



dental HMO plan

Plan changes


Plan tools and resources



2023 dental surcharge reminder

As a reminder, if you are enrolled in the Chevron Dental PPO or Dental HMO Plan in 2022, you must receive at least one preventive dental cleaning between January 1 and December 31, 2022. Only you, the employee, are required to receive this cleaning for purposes of the dental surcharge. If you do not participate in this preventive care measure in 2022, you will pay $120 more for your annual Dental PPO or Dental HMO Plan premium in 2023 (if enrolled). Learn about the 2023 dental surcharge.

Legacy REG: As a reminder, you are not required to get a preventive dental cleaning in 2022 and the dental surcharge will not be applied to your premiums in 2023. However you will be required to receive a cleaning in 2023 to avoid the dental surcharge in 2024. 


vision plus program

The Vision Plus program is a voluntary coverage option that provides prescription eyewear coverage at an additional payroll deduction. Your Chevron medical plan already provides some level of basic vision coverage. Vision Plus is additional coverage for prescription eyewear that goes beyond your basic vision coverage. Any U.S.-payroll employee eligible for Chevron's health plans can enroll, and you can enroll even if you waive Chevron health coverage.


Plan changes

  • No plan changes for 2023.

Plan tools and resources



basic vision - HMO plans

If you are enrolled in a Chevron Medical HMO Plan basic vision coverage is included and provided by your plan. There is no separate monthly premium for basic vision coverage.


Plan changes


Plan tools and resources



basic vision - Medical PPO, HDHP, HDHP Basic

If you are enrolled in the Chevron Medical PPO, HDHP, or HDHP Basic you automatically have basic vision coverage under the Chevron Vision Program with VSP. There is no separate monthly premium for basic vision coverage.


Plan changes

  • No plan changes for 2023

Plan tools and resources



basic vision - global choice plan

If you are enrolled in the Chevron Global Choice Plan basic vision coverage is included and provided by VSP. There is no separate monthly premium for basic vision coverage.

 

Plan changes

  • No plan changes to your VSP basic vision for 2023.

 

Plan tools and resources


mental health and substance use disorder (MHSUD) plan

Plan changes


Plan tools and resources


Important reminder for Medical HMO Plan participants

If you are enrolled in a Chevron Medical HMO Plan, your plan also includes behavioral health coverage, available through your HMO. You have the choice to use your HMO coverage or the MHSUD coverage, but not both for same service. In addition, out-of-network providers not covered whether through MHSUD or HMO Plan. Contact your Medical HMO directly for information about behavioral health coverage through your HMO and changes for 2023, if any.



As a reminder, you must re-enroll in flexible spending account coverage every year to continue your participation. Enroll October 17 through October 28, 2022 to participate in 2023.


health care spending account (HCSA)

You cannot participate in the HCSA if you are enrolled in the HDHP or HDHP Basic for 2023. As a reminder, the money in your 2022 Chevron HCSA can be used for eligible expenses incurred no later December 31, 2022. This December 31 deadline also applies to any 2021 special one-time carryover amounts into your 2022 account. There is no carryover of 2022 HCSA into 2023. 


Plan changes

  • 2023 Annual Contribution Limit
  • There is no carryover of 2022 HCSA into 2023. 
  • You cannot contribute more than the IRS annual limit each year. However, employers, like Chevron, are permitted to set an annual limit for their plans that may be less than the IRS annual limit. The IRS recently announced that employers may choose to increase their health flexible spending account limit for 2023, at their discretion. Due to the timing of Chevron’s open enrollment and the timing of the IRS decision, Chevron is unable to change the HCSA maximum contribution limit for the 2023 plan year to align with the new IRS limits.  

Plan tools and resources



dependent day care spending account (DCSA)

As a reminder, the money in your 2022 Chevron DCSA can be used for eligible expenses incurred no later December 31, 2022. This December 31 deadline also applies to any 2021 special one-time carryover amounts into your 2022 account. There is no carryover of 2022 DCSA amounts into 2023. 


Plan changes

  • No plan changes for 2023.
  • There is no carryover of 2022 DCSA amounts into 2023. 

Plan tools and resources

do your research

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leaving chevron?

If you're leaving Chevron October through December, here are open enrollment, health benefit elections and other considerations you should know as you are thinking about your post-employment benefit decisions:

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new WIN fertility service

Anthem medical plan participants will have access to a new, free family building support program with WIN Fertility (WIN). WIN’s nurse case managers provide personalized guidance and support through every step of the family planning and fertility process.

This web page provides only certain highlights about changes of benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. Oral statements about plan benefits are not binding on Chevron or the applicable plan. There are no vested rights with respect to Chevron health care plans or any company contributions towards the cost of such health care plans. Rather, Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.