open enrollment
for U.S.-payroll employees
If you need to make a change to your 2026 health coverage, take action during the open enrollment period. Any changes you make to your benefit coverage during open enrollment become effective January 1, 2026. You can also make changes to certain benefits outside of the open enrollment period within the 31-day deadline after a qualifying life event, such as a marriage or birth.
enrollment is over, now what?
plan updates and numbers
Open enrollment for 2026 benefits for U.S.-payroll employees is October 20 - October 31, 2025.
premium updates
The monthly premium cost for many Chevron medical plans will increase in 2026. Medical premium costs are partly determined by health claim expenses incurred by the plans in the previous year, but also due to other factors such as overall rising national health care costs and general inflation.
The health rewards deadline to qualify for reduced medical premiums in 2026 is October 31, 2025. Get the details ›
2026 premium costs for all Chevron health and protection plans will be available on BenefitConnect starting October 20, 2025.
behavioral health coverage
Expand each topic below to learn more about what to expect for the coming year.
anthem
- Meet your personal Family Advocate
- Get your annual physical from home with VirtualCheckup
- Deductible increase for the High Deductible Health Plan (HDHP)
express scripts
HMO blue texas
- The Medical HMO Plan - HMO Blue Texas is discontinued effective January 1, 2026.
Aflac will no longer administer the Group Critical Illness Insurance and Group Hospital Indemnity Plans effective January 1, 2026. Securian will become the new claims administrator and insurer.
The maximum amount you can contribute to a flexible spending account is increasing in 2026.
- Health Care Flexible Spending Account (Health FSA)
- Dependent Care Flexible Spending Account (Dependent Care FSA)
The maximum amount you can contribute to a health savings account (HSA) is increasing in 2026:
- $4,400 for individual coverage
- $8,750 for family coverage
- $1,000 catch-up allowed in the calendar year you turn 55
Chevron will once again contribute to the Fidelity HSA* in 2026 if you meet all eligibility requirements:
- You Only $500
- You + One adult $750
- You + Child(ren) $750
- You + Family $1,000
- Learn more about the HSA and Chevron company contribution requirements
*Eligible employees hired/rehired on or after July 1, 2026 will receive half the applicable Chevron HSA contribution, subject to eligibility and enrollment deadline requirements. If you are hired/rehired on or after November 15, 2026 you will not be able to receive the company contribution for the current plan year due to administrative timing.
medical
Anthem Medical Plans
Medical PPO Plan
High Deductible Health Plan
High Deductible Health Plan Basic
Medical HMO Plans
Kaiser Colorado
Kaiser Hawaii
Kaiser WA
Kaiser Northern California
Kaiser Southern California
Kaiser Northwest
Kaiser USW Local 5 $500
Kaiser USW Local 5 $15
Global Choice Plans
U.S.-Payroll Expatriates
Expatriates in the U.S.
prescription drugs
All coverage with Express Scripts
2026 Prescription Drug Program Formulary
2026 List of Formulary Exclusions
HDHP and HDHP Basic only
List of Standard Preventive Medications
Medical PPO only
SaveOnSP Drug List
About SaveOnSP
other plans
Dental Plans
Dental PPO Plan
Dental HMO Plan
Vision Plans
Basic Vision with VSP (gray column)*
Vision Plus Program (blue column)
Supplemental Health Plans
Critical Illness Insurance
Hospital Indemnity Insurance
Supplemental Protection Plans
Identity Theft Protection
* For Basic Vision with your Medical HMO Plan, reference the medical summary for your HMO plan.
price a prescription opens in new window
This communication provides only certain highlights about benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. Oral statements about plan benefits are not binding on Chevron or the applicable plan. Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Unless required by applicable law, there are no vested rights with respect to any Chevron health and welfare plan benefit or to any company contributions towards the cost of such health and welfare plan benefits. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.
plan documentation
contact
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