basic life insurance

the basics

The Basic Life Insurance Plan provides a lump-sum benefit equal to two times your annualized regular pay if you die for any reason while you’re covered under the plan. 

  • Currently, this coverage is provided at no additional cost to eligible employees. 
  • You do not need to enroll for coverage; it is automatically provided once you become eligible to participate.
  • This benefit is for employees only; you cannot cover dependents.
If you’re eligible to participate in Chevron's U.S.-payroll health and protection benefits, you're eligible to participate in Basic Life Insurance coverage.
  • Assigning Coverage. You can make a gift of your life insurance coverage to one or more people — or to an organization, such as a bank or law firm, that serves as a trustee. If you’re considering assigning your coverage, you should be aware of the personal, legal and tax implications. Review all the rules outlined the Plan’s summary plan description and consult with your attorney. Contact the HR Service Center if you need to assign coverage.
  • Accelerated Benefit Option. You can request an accelerated payment of Plan benefits if you’re terminally ill and meet other eligibility requirements to receive an accelerated benefit. Review the Plan’s summary plan description or contact the Plan’s insurer for more information.
  • Legal, financial and grief resources. Access professional services for a variety of needs - from legal matters and financial situations to coping with loss - through comprehensive mobile and web resources, as well as consultations.

The plan's summary plan description and other key plan documents are included below, later on this page.

Your beneficiary is the person or persons you name to receive benefits payable if you die. You can complete beneficiary designations for this and other applicable Chevron benefits on the BenefitConnect website or by calling the HR Service Center. Learn more about beneficiary designations.
The Internal Revenue Service (IRS) requires Chevron to report imputed income for all life insurance plans paid for by the company. Chevron will send you a W-2 form soon after the end of each year, showing the taxable value of your imputed income for the prior year, if any. You may be required to include this figure when you file your federal tax return; consult your tax advisor for additional information.
Visit the Leaving Chevron section of this website for more details about what happens to this Plan when you leave or retire.
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other support

Access professional services for a variety of needs - from legal matters and financial situations to coping with loss - through comprehensive web and mobile resources, as well as consultations.

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grief counseling

Grief counseling services are automatically included with your Basic Life Insurance coverage at no additional cost to you.

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accelerated benefit option

You can request an accelerated payment of benefits if you’re terminally ill and meet other eligibility requirements. Review the plan’s summary plan description or contact the insurer for more information.

plan documents

The summary plan descriptions (SPD) provides specific details about your benefits, such as eligibility, covered services and participation rules. If there recent updates to the SPD since the last publication date, look for the summary of material modification (SMM) included in the very front of the book.

The documents listed below are called a summary of material modification (SMM). An SMM explains recent updates to your plan that are not yet captured or updated in your summary plan description (SPD) since the last publication date. Be sure to review the SMM for an understanding of important plan updates. If you have questions regarding a plan not listed or referenced on this website, contact the HR Service Center.

Review the Certificate of Insurance to understand what is covered under the plan.

contacts

basic life insurance plan

  • Plan Type  Life Insurance
  • Eligibility  U.S. Payroll Employees
  • Enrollment  If eligible, automatically covered
  • Claims Administrator/Insurer  Securian Life Insurance Company
  • Plan Number 525
  • Phone For eligibility and to verify coverage amount, call the HR Service Center (Choose Manage Benefits, then Health, Disability, Life, Accident Insurance option) 
  • Phone To report a death, call the HR Service Center
  • Website  Verify eligibility and coverage amount on BenefitConnect
  • Website  Learn more about life and accident coverage on Securian Benefit Scout®
  • Beneficiary Designations   Get started here
  • Claim Form  Call the HR Service Center



This communication provides only certain highlights about benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. Oral statements about plan benefits are not binding on Chevron or the applicable plan. Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Unless required by applicable law, there are no vested rights with respect to any Chevron health and welfare plan benefit or to any company contributions towards the cost of such health and welfare plan benefits. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.