business travel accident insurance

Business Travel Accident Insurance provides a level of income protection due to death or a covered loss while traveling on a covered business trip. 

  • Currently, this coverage is provided at no additional cost to eligible employees. 
  • You do not need to enroll for coverage; it is automatically provided beginning on your first day of work or once you otherwise become eligible to participate.

The plan pays a percentage of the principal sum to you if you suffer a covered loss due to a covered business travel accident. If you die as a result of the accident, the plan pays 100 percent of the principal sum to your designated beneficiary. If you’re injured as a result of the accident, the percentage the plan pays is based on a schedule of benefits

  • The principal sum of your Business Travel Accident Insurance coverage equals three times your annualized regular pay, up to a maximum of $1 million.
  • If your spouse/domestic partner accompanies you on the trip, the principal sum of coverage equals your coverage, subject to a $500,000 maximum. 
  • If your dependent children accompany you on the trip, each child receives a principal sum of coverage equal to $50,000.

See the plan's summary plan description and other key plan documents, included below on this page, for further details about the schedule of benefits, what's considered a covered loss, and more.

If you’re eligible to participate in Chevron's U.S.-payroll health and protection benefits, you're eligible to participate in Business Travel Accident coverage.

This coverage is only available to you, the employee. However, your spouse or domestic partner and dependent children are also covered if they accompany you on a business trip that is authorized by and paid for in whole or in part by Chevron.
Your beneficiary is the person or persons you name to receive benefits payable if you die. You can complete beneficiary designations for this and other applicable Chevron benefits on the BenefitConnect website or by calling the HR Service Center. Learn more about beneficiary designations.
Visit the Leaving Chevron section of this website for more details about what happens to this Plan when you leave or retire.

plan documents

The summary plan descriptions (SPD) provides specific details about your benefits, such as eligibility, covered services and participation rules. If there recent updates to the SPD since the last publication date, look for the summary of material modification (SMM) included in the very front of the book.

The documents listed below are called a summary of material modification (SMM). An SMM explains recent updates to your plan that are not yet captured or updated in your summary plan description (SPD) since the last publication date. Be sure to review the SMM for an understanding of important plan updates.


business travel accident insurance plan

  • Plan Type  Accidental Death and Dismemberment Insurance
  • Eligibility  U.S. Payroll Employees
  • Enrollment  Coverage is automatic if eligible
  • Claims Administrator/Insurer  Securian Life Insurance Company
  • Plan Number 854
  • Phone For eligibility and enrollment, call the HR Service Center (Choose Manage Benefits, then Health, Disability, Life, Accident Insurance option) 
  • Phone To report a death, call the HR Service Center
  • Website  Verify eligibility and coverage amount on BenefitConnect
  • Website  Learn more about life and accident coverage on Securian Benefit Scout®
  • Beneficiary Designations   Get started here
  • Claim Form  Call the HR Service Center

This communication provides only certain highlights about benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. Oral statements about plan benefits are not binding on Chevron or the applicable plan. Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Unless required by applicable law, there are no vested rights with respect to any Chevron health and welfare plan benefit or to any company contributions towards the cost of such health and welfare plan benefits. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.