dependent life insurance

The Dependent Life Insurance Plan permits you to purchase life insurance coverage for your eligible dependents. 

  • This coverage is optional; you need to enroll if you want to participate.
  • If you enroll, you’ll pay the full cost of coverage at group rates.

You can choose one or both of the following coverage choices, as applicable:

  • Spouse or domestic partner coverage. You can cover an eligible spouse or domestic partner in $10,000 increments from $10,000 to $250,000.
  • Child coverage. You can cover eligible child dependents for either $10,000 or $20,000.
    • If you elect this coverage, all of your eligible children (under age 26) are automatically covered. 
    • Coverage continues as long as you have at least one child eligible for coverage, but you must cancel coverage when all of your children become ineligible. 
    • Other dependents are not eligible for this coverage. 
    • If your spouse or domestic partner is also a Chevron employee, only one of you can carry Dependent Life Insurance – Child Coverage.

The plan's summary plan description and other key plan documents are included below, later on this page.

If you are eligible to participate in Chevron's U.S.-payroll health and protection benefits, you're eligible to enroll eligible dependents in the Dependent Life Insurance Plan.

Eligible dependents include: 

  • Spouse or domestic partner coverage. If your spouse or domestic partner is also a Chevron employee, neither of you can be enrolled in Dependent Life Insurance Plan – Spouse/Domestic Partner coverage.
  • Child dependents under age 26. "Other dependents" are not eligible for this coverage. If your spouse or domestic partner is also a Chevron employee, only one of you can carry Dependent Life Insurance – Child Coverage.

If you feel that your dependent may qualify to continue coverage beyond the maximum age of 26 due to being incapacitated or physically or mentally disabled, contact the HR Service Center, in advance of your dependent turning the maximum age, for further assistance and instructions about how to certify your dependent to be eligible to continue coverage.
The plan's summary plan description included below, later on this page, provide further information about eligible dependents.

You need to enroll in the Dependent Life Insurance Plan to be covered by this benefit. 

If you’re eligible to participate, you can choose to enroll in this Plan at any time.

  • Enroll on the BenefitConnect website or by calling the HR Service Center.
  • For certain coverage amounts for your spouse or domestic partner, if you enroll within 31 days of becoming an eligible employee or due to a qualifying life event, proof of good health is generally not required. If you enroll at any other time, proof of good health will be required.
  • You can enroll eligible children at any time and proof of good health is not required.

You can make changes – including starting, stopping, increasing or decreasing coverage – at any time. 

  • Make changes to this coverage on the BenefitConnect website or by calling the HR Service Center.
  • Proof of good health may be required for certain types of changes to spouse or domestic partner coverage.
  • You don’t have to provide proof of good health to decrease or cancel coverage.
You, the employee, are automatically the beneficiary under this Plan. 

The plan's summary plan description and other key plan documents are included below, later on this page.
You can request an accelerated payment of Plan benefits if your spouse or domestic partner is terminally ill and meets other eligibility requirements to receive an accelerated benefit. Review the Plan’s summary plan description, included below on this page, or contact the Plan’s insurer for more information.
Visit the Leaving Chevron section of this website for more details about what happens to this Plan when you leave or retire.
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report a life change

If you have a new child, a dependent who is turning age 26, or experienced some other qualifying life event change, you have 31 days to make changes to your Chevron benefit elections.

woman playing with child on floor

parents and parents-to-be

Parent-related resources for time off, bonding benefits, child care, adoption and surrogacy, lactation support, education and more.

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time off for family

Explore time off options for maternity, bonding, illness, medical appointments and more.

plan documents

The summary plan descriptions (SPD) provides specific details about your benefits, such as eligibility, covered services and participation rules. If there recent updates to the SPD since the last publication date, look for the summary of material modification (SMM) included in the very front of the book.

The documents listed below are called a summary of material modification (SMM). An SMM explains recent updates to your plan that are not yet captured or updated in your summary plan description (SPD) since the last publication date. Be sure to review the SMM for an understanding of important plan updates. If you have questions regarding a plan not listed or referenced on this website, contact the HR Service Center.

Review the Certificate of Insurance to understand what is covered under the plan.


dependent life insurance

  • Plan Type  Life Insurance
  • Eligibility  Eligible dependents of U.S. Payroll Employees
  • Enrollment  Enroll on BenefitConnect or call the HR Service Center
  • Claims Administrator/Insurer  Securian Life Insurance Company
  • Plan Number 698
  • Phone For eligibility and to verify coverage amount, call the HR Service Center (Choose Manage Benefits, then Health, Disability, Life, Accident Insurance option) 
  • Phone To report a death, call the HR Service Center
  • Website  Verify eligibility and coverage amount on BenefitConnect
  • Website  Learn more about life and accident coverage on Securian Benefit Scout®
  • Beneficiary Designations   Get started here
  • Claim Form  Call the HR Service Center

This communication provides only certain highlights about benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. Oral statements about plan benefits are not binding on Chevron or the applicable plan. Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Unless required by applicable law, there are no vested rights with respect to any Chevron health and welfare plan benefit or to any company contributions towards the cost of such health and welfare plan benefits. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.