on-the-job accident insurance

On-the-Job Accident Insurance provides a level of income protection due to death or a covered loss resulting from an on-the-job accident. 

  • Currently, this coverage is provided at no additional cost to eligible employees. 
  • You do not need to enroll for coverage; it is automatically provided beginning on your first day of work or once you otherwise become eligible to participate.
  • This benefit is for employees only; you cannot cover dependents.
If you’re eligible to participate in Chevron's U.S.-payroll health and protection benefits, you're eligible to participate in On-the-Job-Accident coverage.

The plan pays benefits to you (or your beneficiary) if you suffer a covered loss due to an accident that occurs while you’re at work. The amount the plan pays is based on a schedule of benefits. You may die or suffer a dismemberment or loss of use of a body part as a result of an accident that occurs while you’re at work. 

Your On-the-Job Accident Insurance Plan coverage generally equals the greater of the following:

  • $500,000
  • One times your annualized regular pay

The maximum benefit payable is $1 million. 
See the plan's summary plan description and other key plan documents, included below on this page, for further details about the schedule of benefits and what's considered a covered loss.

Your beneficiary is the person or persons you name to receive benefits payable if you die. You can complete beneficiary designations for this and other applicable Chevron benefits on the BenefitConnect website or by calling the HR Service Center. Learn more about beneficiary designations.
Visit the Leaving Chevron section of this website for more details about what happens to this Plan when you leave or retire.

plan documents

The summary plan descriptions (SPD) provides specific details about your benefits, such as eligibility, covered services and participation rules. If there recent updates to the SPD since the last publication date, look for the summary of material modification (SMM) included in the very front of the book.

The documents listed below are called a summary of material modification (SMM). An SMM explains recent updates to your plan that are not yet captured or updated in your summary plan description (SPD) since the last publication date. Be sure to review the SMM for an understanding of important plan updates.

Other General Plan Changes


on-the-job accident insurance plan

  • Plan Type  Accidental Death and Dismemberment Insurance
  • Eligibility  U.S. Payroll Employees
  • Enrollment  Coverage is automatic if eligible
  • Claims Administrator/Insurer  Securian Life Insurance Company
  • Plan Number 504
  • Phone For eligibility and enrollment, call the HR Service Center (Choose Manage Benefits, then Health, Disability, Life, Accident Insurance option) 
  • Phone To report a death, call the HR Service Center
  • Website  Enroll, verify eligibility and coverage amount on BenefitConnect
  • Website  Learn more about life and accident coverage on Securian Benefit Scout®
  • Beneficiary Designations   Get started here
  • Claim Form  Call the HR Service Center

This communication provides only certain highlights about benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. Oral statements about plan benefits are not binding on Chevron or the applicable plan. Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Unless required by applicable law, there are no vested rights with respect to any Chevron health and welfare plan benefit or to any company contributions towards the cost of such health and welfare plan benefits. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.