leaving chevron

You've contributed to a legacy of achievement here at Chevron. Thank you for your contributions. The information here is designed to support you as you plan for the future, explore your options and make enrollment choices.

get my numbers

An important part of making decisions is to understand your current status. If you're working with a financial planner and/or tax advisor, this is also good information to bring along for your discussion. Here's how to preview personalized benefit estimates and information you'll want to refer to during this process.

current health & welfare benefits

It's a good idea to get a snapshot of your current benefit enrollment and the cost of coverage. You'll want to reference this information as you make post-employment benefit coverage decisions. Login to the BenefitConnect website > Choose the View my coverage tile in the home page banner.

retiree health & welfare benefits

If you're eligible for retiree health and welfare benefits, there are different decisions and actions required of you. See if you're eligible, your points and your percent of company contribution online. Login to the BenefitConnect website > I need to… on the top navigation > choose Retiree medical eligibility.

pension

Model your pension benefit or review your vesting, eligibility and benefit service information online. Note that due to the complexity of some calculations, online estimates may not be available for everyone; call the HR Service Center to request an estimate. Login to the BenefitConnect website > Choose the Model my pension benefit tile in the home page banner.

ESIP

You can access your current Employee Savings Investment Plan (ESIP) account balance at any time from your Fidelity NetBenefits account. If you haven't already, explore the many financial guidance resources available to you through Fidelity.

severance

If you're leaving Chevron due to a qualifying severance, access personalized information to estimate your Severance Pay Benefit. Login to the BenefitConnect website > I need to… on the top navigation > choose Severance Information.

other benefits

You may also be enrolled in additional benefit coverage not included in the summaries above. Gather information about your Long-Term Care Insurance (Genworth), Group Auto and Home Insurance (MetLife) and Executive Plans (intranet only), where applicable.

explore benefit choices

Plan to spend some time here to understand how your current benefits will transition, the decisions you'll need to make, and the timeline to make those elections. If you are eligible for Chevron retiree health and welfare coverage, be sure to review this information three to four months in advance of leaving Chevron, if possible.

If you are enrolled in Chevron employee health and welfare benefits at the time of your termination of employment, you and your covered dependents will be given the choice to enroll in COBRA continuation coverage. COBRA coverage allows you to continue your health plans beyond the time when it would normally end, such as a termination of employment. If you’re eligible for Chevron retiree health coverage, you'll also be offered the opportunity to enroll in COBRA coverage. However, be sure to review important information about Chevron retiree coverage before you make a COBRA enrollment decision. Get started here to learn about COBRA continuation coverage, including how it works, cost of coverage, and enrollment process and deadlines.

This information is a general overview intended to cover some but not all situations. Not all the benefits discussed will apply to you and not all discussions in the documents will apply to your specific situation.

employee health and welfare benefits

The Good to Know: Health and Welfare Benefits When You Leave Chevron document discusses important information about what happens to your employee health and welfare benefits when you leave Chevron. You should also read Good to Know: COBRA basics for information about COBRA continuation coverage and how it works.

pension benefit

  • The Good to Know: Pension Benefit When You Leave Chevron document discusses important information about decisions you need to make regarding your Chevron pension benefit, if eligible.
  • See the Planning for Retirement section below on this page for additional information about retirement planning and resources.

employee savings investment plan (ESIP) benefit

If you have an ESIP account, you will receive a final distribution package from Fidelity separately. The ESIP package will describe the choices you have and actions you may need to take when you leave the company. 

You will be notified if you are eligible for the 2020 Special Surplus Employee Severance Program (2020 Special SESP Plan) and eligible to receive severance benefits when you leave Chevron. Information about how severance affects your benefits and action required of you will be communicated to you directly, but you can learn more about the severance pay plan here on the Leaving Chevron with Severance section of this website.

You may continue to participate in Chevron's Humankind program after you leave Chevron if you're eligible for Chevron retiree health and welfare benefits. If you wish to continue participation, you must access your User ID from the Chevron intranet, before you leave Chevron. Learn more.

how to start post-employment benefits

When you leave Chevron, you may receive information or packages from one or more of the following sources, depending on the benefits for which you’re eligible:

  • HR Service Center, after you initiate the process to start your pension benefit, the HR Service Center will send you any additional pension forms for completion either by mail, or electronically if you initiated the process on BenefitConnect.
  • Fidelity, for participants in the Chevron Employee Savings Investment Plan (ESIP).
  • HR Service Center, depending on your eligibility and when you enroll, you may receive a personalized enrollment statement for retiree health and welfare benefits and/or a confirmation of your retiree health and welfare benefit coverage after you leave Chevron.
  • BenefitConnect | COBRA, for COBRA coverage continuation coverage information and enrollment elections to continue coverage for certain benefits, if eligible.
  • MetLife, for conversion of life and accident insurance plan(s), or group auto and home, if eligible, will be sent to you separately.
  • Genworth Life, for conversion of long-term care insurance, if enrolled.
  • Chevron Executive Compensation Group if you have Executive Plan benefits, including Long-Term Incentive Plan and Retirement Restoration Plan benefits.

When you’re ready to receive your pension benefit, you can start the process on the BenefitConnect website by choosing Start my pension. You should do this at least 30 days, but not more than 90 days, in advance of the date you want to start your pension. You can also start your pension by calling the HR Service Center.

Fidelity will automatically send information and instructions to you about your ESIP distribution options approximately two weeks after your termination date. However, you can contact Fidelity at any time prior to your planned termination date to request this information. 

COBRA overview

COBRA coverage applies when certain qualifying events occur, such as a termination of employment. Chevron is required to offer you the right to continue your health coverage under the provisions of COBRA. If you were enrolled in Chevron health and welfare coverage at the time you left Chevron, all terminated employees will receive a COBRA package within 44 days of leaving Chevron, even if you’re eligible for Chevron retiree medical coverage. The COBRA package is separate from the When You Leave Chevron package you receive from the HR Service Center. The package includes a personalized enrollment worksheet, your costs for coverage, and detailed information about enrollment procedures and payment requirements. You have 60 days from the date the COBRA package is postmarked or your termination date (whichever is later) to elect coverage. Your enrollment will be retroactive to the date your active employee coverage ended, if you elect COBRA coverage within the 60-day deadline.

  • Contact BenefitConnect | COBRA at 1-877-292-6272 (858-314-5108 outside the U.S.)
  • You'll receive personalized access information in your enrollment package to enroll on the website at https://cobra.ehr.com.

COBRA coverage and retiree health benefits

All benefits-eligible retirees must enroll in Chevron retiree health benefits and/or the Retiree HRA Plan upon reaching certain enrollment milestones. Leaving Chevron is the first enrollment milestone. However, you also have the choice to elect COBRA continuation coverage now, then enroll in Chevron retiree health benefits later.

  • You can elect to temporarily continue the employee health benefits for which you (and your eligible dependents) are enrolled through COBRA continuation coverage. You can then choose to enroll in retiree health benefits later at the Loss of Chevron COBRA Coverage enrollment milestone.
  • If you choose to enroll in COBRA coverage now and retiree health benefits later, you have 31 days from the Loss of Chevron COBRA Coverage to report the enrollment milestone and start the retiree health benefit enrollment process, if desired. It’s your responsibility to timely report and enroll. If you miss the Loss of Chevron COBRA Coverage milestone to enroll, you and your eligible dependents must wait until the next applicable milestone – if any – to enroll in retiree health benefits.
  • You can add eligible dependents to your coverage at the Loss of Chevron COBRA Coverage milestone, but your dependents must have also been enrolled in Chevron COBRA coverage to be eligible to enroll in the Retiree HRA Plan and/or health coverage offered to Chevron retirees at the Loss of Chevron COBRA Coverage milestone.
  • COBRA coverage may affect future post-65 health coverage choices. If you choose to participate in COBRA continuation coverage prior to starting Chevron retiree health benefits, there can be a significant impact to your post-65 individual medical and prescription drug plan choices through ViaBenefits due to guarantee issue rules. Contact Via Benefits at 1-844-266-1392 (1-801-994-9805 outside the U.S.) to discuss this guarantee issue situation further prior to making an enrollment decision.
  • You and your eligible dependents cannot simultaneously participate in both COBRA and Chevron retiree health benefits. In addition, you cannot participate in the Retiree HRA Plan and receive a company contribution to the HRA while you participate in COBRA. However, you have until the end of your 60-day COBRA enrollment deadline if you want to change your mind and decide to elect COBRA coverage, even if you already elected Chevron pre-65 retiree health benefits. Contact the HR Service Center for more assistance in this situation.
  • If you (or an eligible dependent) enroll in COBRA and then become Medicare eligible, COBRA coverage will end, even if you have not had your full COBRA period. If you are already age 65 when you terminate, you can get the full COBRA period.
  • There are several additional important considerations and other details to be aware of that have not been described here. Be sure to read the retiree health benefit enrollment milestones and Section 5 of the Good to Know: Health and Welfare Benefits When You Leave Chevron document prior to making an enrollment decision for additional considerations.

Remember, leaving Chevron is an important retiree health benefit enrollment milestone. You should first plan ahead of your termination date by reading about the choices available, the enrollment milestones, and action required of you in advance of leaving Chevron; see the Benefit Overview section on this page for details.

If you’ve already learned about your choices and considerations, and you’re eligible and ready to start your retiree health benefits, here’s how:

pre-65 participants

Enrollment prior to leaving Chevron

If you or any eligible dependents are pre-65, you can review your plan choices and costs, and pre-elect your pre-65 group health benefits prior to leaving Chevron on the BenefitConnect website or by calling the HR Service Center.

  • If you leave Chevron on the date you specified during pre-enrollment, you’ll receive a confirmation of your elected benefits from the HR Service Center after you leave Chevron.
  • You still have within 31-days of leaving Chevron to make additional changes, if needed, but you’ll need to call the HR Service Center for assistance in this situation.

Enrollment after you’ve left Chevron

If you or any eligible dependents are pre-65, and you did not pre-elect pre-65 group health benefits prior to leaving Chevron, you have within 31 days of your termination date to enroll in retiree pre-65 group health coverage. You can make elections on the BenefitConnect website or by calling the HR Service Center.

  • After you leave Chevron, you’ll receive a personalized enrollment worksheet from the HR Service Center with information about your retiree health and welfare benefit choices and costs, if eligible.

post-65 participants

If you or any eligible dependents are post-65, you must start the enrollment process at least four months in advance of your termination date to avoid a gap in health coverage.

  • Start enrollment in Medicare Part A and Medicare Part B at least four months in advance of your termination date, if you’re not already enrolled. You must have your Medicare information to enroll through ViaBenefits. If you aren’t enrolled in Medicare Part A and Part B or don’t have the information, ViaBenefits cannot complete your enrollment. If this situation occurs, it’s possible you will experience a gap in health coverage, or in some situations, you will miss the opportunity to participate in retiree health coverage and/or the Retiree HRA Plan until the next enrollment milestone, if any. For this reason, it’s important to take proactive action to enroll in Medicare Part A and Part B. Please be aware, Chevron has no ability to expedite your application process with Medicare.
  • Call Via Benefits three months in advance of your termination date to understand and begin the enrollment process. Failure to timely enroll through ViaBenefits could result in a gap in coverage. Contact Via Benefits at 1-844-266-1392 (1-801-994-9805 outside the U.S.). Via Benefits will be able to advise you of the cost and coverage levels for the individual medical, prescription drug, dental and vision plans available in your area. However, Via Benefits will not have your monthly company contribution amount to the Retiree HRA Plan until after you leave Chevron.
  • Call the HR Service Center within 31 days of your termination of employment to report the event and activate the Retiree HRA Plan for post-65 eligible participants, if applicable.

COBRA coverage and retiree health benefits

All benefits-eligible retirees must enroll in Chevron retiree health benefits and/or the Retiree HRA Plan upon reaching certain enrollment milestones. Leaving Chevron is the first enrollment milestone. However, you also have the choice to elect COBRA continuation coverage now, then enroll in Chevron retiree health benefits later. See the COBRA Continuation Coverage heading above, in this section, for additional information, reminders and considerations about this coverage choice.

enrollment prior to leaving chevron

If you’re eligible for retiree welfare benefits - such as life or accident insurance - you can review your plan choices and costs, and pre-elect your retiree welfare benefits prior to leaving Chevron on the BenefitConnect website or by calling the HR Service Center.

  • If you leave Chevron on the date you specified during pre-enrollment, you’ll receive a confirmation of your elected benefits from the HR Service Center after you leave Chevron.
  • You still have within 31-days of leaving Chevron to make additional changes, if needed, but you’ll need to call the HR Service Center for assistance in this situation.

enrollment after you’ve left chevron

If you’re eligible for retiree welfare benefits - such as life or accident insurance - and you did not pre-elect retiree welfare benefits prior to leaving Chevron, you have within 31 days of your termination date to enroll or make changes to your coverage. You can make elections on the BenefitConnect website or by calling the HR Service Center.

  • After you leave Chevron, you’ll receive a personalized enrollment worksheet from the HR Service Center with information about your retiree health and welfare benefit choices, costs and action required, if eligible.

important eligibility reminder

As a reminder, retiree welfare benefits - such as life or accident insurance - may require enrollment at the time you leave Chevron. This means if you don’t elect coverage by the deadline, or if you discontinue this coverage at any time, future access and eligibility to participate may be forfeited.

You should contact each carrier directly for information about conversion of other benefits, such as life and accident insurance plan(s), group auto and home insurance, long-term care insurance, group hospital indemnity insurance or group critical illness insurance, if applicable. The summaries provided below provide more instructions about each of these plans.

  • Section 1: Read if you are not eligible for retiree health and welfare coverage.
  • Section 2: Read if you are eligible for retiree health and welfare coverage.

After you’ve made your post-employment benefit elections, you’ll receive information from each plan about how to manage payment of premiums (if applicable), payments you’ll receive from the plans, or other financial activities related to your coverage. Here’s a list of the most common resources, for your convenience:

Consider joining a chapter of the Chevron Retiree Association (CRA). The CRA has almost 70 chapters throughout the U.S. and Canada. Learn more about the CRA on their website at www.chevronretirees.org.

planning for retirement

Note: the following links will currently only function if you’re on the Chevron intranet.

Retirement Checklist | Suggested steps and time frames for planning and applying for retirement.

Important Dates and Milestones | Be sure to also understand the retiree health benefit enrollment milestones as you’re planning your retirement from Chevron.

Working vs. Retiring Considerations | General comparison of health and wealth benefits for employees and retirees, as well as lifestyle changes to consider.

Alternative Work Options | Overview of alternative work options and how your Chevron pay and benefits may be affected.

Emotional Preparation for Retirement | You've most likely spent a lot of time making sure you're financially ready for retirement. But it's just as important to plan for the emotions you may experience along the way. Read about tips for preparing emotionally and resources for assistance.

Frequently Asked Questions (FAQs) | Questions and answers about general HR policies and programs; Chevron Retirement Plan; Employee Savings Investment Plan (ESIP); health and welfare benefits; and executive plans.

manage your personal information

There are some important tasks you'll want to complete right away, before you lose access to the Chevron intranet network and your Chevron email.

As an employee with access to the Chevron intranet network you are currently able to use the convenient automatic login for the benefit websites listed below. However, automatic login is not available when you leave the Chevron network. 

Take some time now to make sure you know your login information or reset your password for these websites; it’s likely you’ll need access to them prior to and after you leave the Chevron network. To get started, access each of the links below. First, read about what you can do on the website to determine if you’ll continue to need access, then take steps to make sure you can manually log in to your account and keep the information in a safe place for the future.

  • BenefitConnect | Choose login with password to test your account access. When you created an account, you were allowed to use any email of your choice – a Chevron email or a personal email. If you already created an account using your Chevron email address, you can continue to use this email to log in to the website even after you leave Chevron. However, you will not be able to access this email account later for site security or site functions. For this reason, you are strongly encouraged to update the email you use to access the BenefitConnect website to a personal email account. You can change the email account yourself, prior to leaving Chevron, by logging in to BenefitConnect, clicking on your name in the upper right corner of the home page, then choosing My Account. You can also call the HR Service Center for assistance with changing a Chevron email to a personal email for account access.
  • Fidelity | Choose login with password to test your account access. If you don’t remember your password, see the Forgot login instructions.
  • WebMD | Choose employees (from home) to test your account access and/or create an account to login. Note that you will only need access to this website after you leave Chevron if you are eligible for and choose COBRA coverage for the Healthy Heart Program. If you don’t remember your password, see the Forgot Password instructions.

If you have elected electronic distribution for some of your Chevron pay and benefits materials, be sure to update your communication preferences prior to leaving Chevron. 

  • Pay statement. Change your delivery method to send a paper copy to your mailing address. Go to Employee Services to get started (Chevron intranet only). If you no longer have Chevron intranet access, please contact Payroll Operations directly at payroll@chevron.com
  • W-2 year-end statement. Change your delivery method to send a paper copy to your mailing address. Go to Employee Services to get started (Chevron intranet only). If you no longer have Chevron intranet access, please contact Payroll Operations directly at payroll@chevron.com
  • Benefit communications. You can continue to receive health, welfare and pension benefit materials electronically, but be sure to use a personal email account - not your Chevron email. Go to BenefitConnect and choose the I need to ... tab in the top navigation. Then choose Communication preference from the Personal Information column to get started. You can also call the HR Service Center for assistance.
It's important to keep Chevron up-to-date should your address change. You can update your address online on the My HR portal while you're still an employee, or on the BenefitConnect website after you've left Chevron. You can also report an address change by calling the HR Service Center.

If you have benefits that are payable should you die, be sure your beneficiary elections are up-to-date prior to leaving Chevron. And if anything changes after you have left Chevron, be sure to return here to update the designations for your plan in the future, also.

Instructions for making adjustments to your federal or state tax withholding, if desired, are available on the U.S. HR website on the intranet. If you no longer have Chevron intranet access, please contact Payroll Operations directly at payroll@chevron.com