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2024 benefits

open enrollment

for COBRA participants

enrollment is here!

Start here to review and update your coverage for 2024.

Open enrollment for 2024 COBRA benefits is November 1 through November 15, 2023

If you need to make a change to your 2024 health coverage, you'll need to take action during the upcoming open enrollment period starting November 1, 2023. Any changes you make to your benefit coverage during open enrollment become effective January 1, 2024. You can also make changes to certain benefits outside of the open enrollment period within the 31-day deadline after a qualifying life event, such as a marriage or birth.

enroll now

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benefitconnect COBRA

  • This website is available 24/7 from any computer or mobile device with access to the Internet.
  • Start here to enroll
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COBRA service center

  • 1-877-292-6272 
  • 1-858-314-5108  outside the U.S.
  • 6 a.m. to 4 p.m. Pacific time
  • 8 a.m. to 6 p.m. Central time
  • Monday through Friday
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key resources

2024 plan information



To review the plan changes for 2024, access benefit summaries and highlights, or learn more about coverage, choose a tab above to get started.


Download the full compilation of all 2024 changes for COBRA participants here.

  • This full compilation also includes 2023 changes that were previously released mid- year and annual health notices we are required to issue to participants.
  • This compilation was also  mailed to your home in late October.


summary of benefits and coverage (SBC)

SBC documents provide summary information such as benefits, copayments/coinsurance, and deductibles for your medical and mental health and substance use disorder plans.

Why these documents are useful: These documents share the same format and types of content, so it makes it easy to compare and contrast the features of the different plans available to you prior to enrollment. 



medical PPO


Medical updates (Anthem)


Prescription Drug Program updates (Express Scripts)


Medical PPO decision tools and resources



high deductible health plans
(HDHP and HDHP Basic)


Medical updates (Anthem)


Prescription Drug Program updates (Express Scripts)


HDHP/HDHP Basic decision tools and resources



medical HMO

As a reminder, Medical HMO plan availability varies by zip code and may not be offered in your area. Medical, prescription drug, basic vision coverage is provided by the Medical HMO claims administrator.



mental health and substance
use disorder (MHSUD) plan

Plan changes


Plan tools and resources


Important reminder for Medical HMO Plan participants

If you are enrolled in a Chevron Medical HMO Plan, your plan also includes behavioral health coverage, available through your HMO. You have the choice to use your HMO coverage or the MHSUD coverage, but not both for same service. In addition, out-of-network providers are not covered whether through MHSUD or HMO Plan. Contact your Medical HMO directly for information about behavioral health coverage through your HMO and changes for 2024, if any.



dental plans


Dental PPO (Delta)


Dental HMO (DeltaCare USA)




vision plus program

The Vision Plus program is a voluntary coverage option that provides prescription eyewear coverage at an additional payroll deduction. Your Chevron medical plan already provides some level of basic vision coverage. Vision Plus is additional coverage for prescription eyewear that goes beyond your basic vision coverage. Any U.S.-payroll employee eligible for Chevron's health plans can enroll, and you can enroll even if you waive Chevron health coverage.


basic vision
medical PPO - HDHP - HDHP Basic

If you are enrolled in the Chevron Medical PPO, HDHP, or HDHP Basic you automatically have basic vision coverage under the Chevron Vision Program with VSP. There is no separate monthly premium for basic vision coverage.


basic vision
HMO plans

If you are enrolled in a Chevron Medical HMO Plan basic vision coverage is included and provided by your plan. There is no separate monthly premium for basic vision coverage.




This communication provides only certain highlights about benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. Oral statements about plan benefits are not binding on Chevron or the applicable plan. Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Unless required by applicable law, there are no vested rights with respect to any Chevron health and welfare plan benefit or to any company contributions towards the cost of such health and welfare plan benefits. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.

plan documentation

library

contact

Here's where to get phone numbers and websites for all your benefits.

Looking for employment verification? 
To review the plan changes for 2022, access benefit summaries and highlights, or learn more about coverage, choose a tab above to get started. You can also download the complete compilation of all 2022 plan changes here, if desired.

medical PPO

Plan changes

Plan tools and resources

high deductible health plan

Plan changes

Plan tools and resources

high deductible health plan basic

Plan changes

Plan tools and resources

medical HMO

Plan changes

  • The Chevron Medical HMO – Humana Total Health Choice and the Chevron Medical HMO – Humana USW Local 447 plans will no longer be offered effective January 1, 2022. If you’re enrolled, your coverage will be automatically changed to the Medical PPO Plan. You can select a different plan during open enrollment, if desired.
  • Contact your HMO directly for changes to your coverage effective January 1, 2022.

Plan tools and resources

medical PPO

If you are enrolled in the Chevron Medical PPO you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage.

Plan changes

Plan tools and resources

high deductible health plan (HDHP)

If you are enrolled in the Chevron HDHP you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage.

Plan changes

Plan tools and resources

high deductible health plan basic (HDHP basic)

If you are enrolled in the Chevron HDHP Basic you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage.

Plan changes

Plan tools and resources

medical HMO

If you are enrolled in a Chevron Medical HMO Plan prescription drug coverage is included and provided by your plan. There is no separate monthly premium for prescription drug coverage.

Plan changes

Plan tools and resources

dental PPO plan (U.S.-payroll)

With the Dental PPO, you can see any dentist you choose, but using a network provider saves you money. Delta Dental offers two different types of networks, the Delta Dental PPO and the Delta Dental Premier networks. Both options are considered network providers, so they cover the same services, have the same annual maximums, the same coinsurance or copayment levels, and covered services from these providers aren’t subject to the deductible. You also don’t have to worry about balance billing when you see a provider from either network option. The difference between the two comes down to the reduced fees the dentists have agreed to provide Dental PPO plan participants. Providers in the Delta Dental PPO network provide the greatest savings.

Plan changes

Plan tools and resources

dental HMO plan

Because this is an HMO plan, you must use a network dentist in order to access benefits under the Dental HMO Plan. In addition, you must visit your selected DeltaCare USA primary care dentist to receive benefits under your Dental HMO Plan. Most services not performed by your primary care dentist must be authorized by DeltaCare. When you first enroll in the Dental HMO Plan, you will be auto assigned to a primary care dentist, when applicable, by DeltaCare. You will receive a confirmation in the mail containing your primary care dentist name, your Enrollee ID, and ID card and a description of your benefits from DeltaCare. This package will also provide instructions about how you can change the primary care dentist auto assigned to you. Be sure you take action right away if you want to change to another DeltaCare USA network primary care dentist.

Plan changes

  • No plan changes for 2022. Contact DeltaCare USA directly with coverage questions.

Plan tools and resources

vision plus program

The Vision Plus program is a voluntary coverage option that provides prescription eyewear coverage at an additional payroll deduction. Your Chevron medical plan already provides some level of basic vision coverage. Vision Plus is additional coverage for prescription eyewear that goes beyond your basic vision coverage. Any U.S.-payroll employee eligible for Chevron's health plans can enroll, and you can enroll even if you waive Chevron health coverage.

Plan changes

  • No plan changes for 2022.

Plan tools and resources

basic vision - HMO plans

If you are enrolled in a Chevron Medical HMO Plan basic vision coverage is included and provided by your plan. There is no separate monthly premium for basic vision coverage.

Plan changes

Plan tools and resources

basic vision - Medical PPO, HDHP, HDHP basic

If you are enrolled in the Chevron Medical PPO, HDHP, or HDHP Basic you automatically have basic vision coverage under the Chevron Vision Program with VSP. There is no separate monthly premium for basic vision coverage.

Plan changes

  • No plan changes for 2022

Plan tools and resources

mental health and substance use disorder (MHSUD) plan changes

The MHSUD Plan with Beacon Health Options covers treatment as a result of a diagnosis of a mental illness or substance abuse. It also covers treatment for behavioral health concerns including services for depression, stress/anxiety, family or relationship issues, personal or work concerns, drug and alcohol recovery, dealing with domestic violence, eating disorders, and others. 

Plan changes

  • No plan changes for 2022.

Plan tools and resources

health care spending account (HCSA)

You're only permitted to elect COBRA coverage for the remainder of the year in which your employment ended. However, recent temporary carryover rules may apply to you, depending on your situation. Read the plan changes below to see if carryover applies to you.

dependent day care spending account (DCSA)

COBRA coverage is not available for the DCSA. However, recent temporary carryover rules may apply to you, depending on your situation. Read the plan changes below to see if carryover applies to you.