To review the plan changes for 2023, access benefit summaries and highlights, or learn more about coverage, choose a tab above to get started.

prepare for dependent verification



If you enroll in Chevron health plans, you may also enroll your eligible dependents for coverage under the same medical, dental, and vision benefit plans. Eligible dependents include your spouse and eligible children.


In addition, all employees are required to verify the eligibility of any new dependents you enroll in Chevron health plans. When you enroll your dependent(s) in Chevron health coverage for the first time, you will have up to 60 days to obtain and submit requested documentation that verifies your dependents are eligible to participate in Chevron’s health benefits. If you don’t provide acceptable documentation by the deadline, your dependents will be disenrolled from coverage. This is a one-time process per dependent and applies to all health plans that require dependent verification.


You can prepare in advance of enrollment and preview the documents you’ll need to provide here. Please do not complete and return the sample forms posted here as they are for your reference only. Personalized forms and instructions will be provided to you when you enroll on the BenefitConnect website.


global choice plan (expatriates in the U.S.)

Plan changes

  • No plan changes to your Cigna medical coverage or prescription drugs outside the U.S. for 2023.
  • 2023 Cigna Benefit Summary and Highlights
  • See the RX tab above for prescription drug changes for Express Scripts - Inside the U.S. & mail order.

Plan tools and resources


global choice plan (Expatriates in the U.S.)

Prescription Drugs Obtained Inside the U.S. and Mail Order

If you are enrolled in the Chevron Global Choice Plan, you automatically have Chevron Prescription Drug Program coverage with Express Scripts for prescription drugs obtained through mail order or inside the U.S. There is no separate monthly premium for prescription drug coverage.


Prescription Drugs Obtained Outside the U.S.

If you are enrolled in the Chevron Global Choice Plan, your Cigna coverage administers prescription drugs obtained outside the U.S. Mail order is not available outside the U.S. There is no separate monthly premium for prescription drug coverage.


dental PPO plan (Expatriates in the U.S.)

Plan changes

  • There are no plan changes to your dental coverage for 2023.

Plan tools and resources


basic vision - global choice plan

If you are enrolled in the Chevron Global Choice Plan basic vision coverage is included and provided by VSP. There is no separate monthly premium for basic vision coverage.


Plan changes

  • No plan changes to your VSP basic vision for 2023.

Plan tools and resources


mental health and substance use disorder (MHSUD) plan

Plan changes

  • No changes to your MHSUD coverage for 2023.

Plan tools and resources

To review the plan changes for 2023, access benefit summaries and highlights, or learn more about coverage, choose a tab above to get started. You can also download the complete compilation of all 2023 plan changes here, if desired.


medical PPO

Plan changes


Plan tools and resources



high deductible health plan

Plan changes


Plan tools and resources



high deductible health plan basic

Plan changes


Plan tools and resources


medical HMO

Plan changes


Plan tools and resources



global choice plan (U.S.-payroll expatriates)

Plan changes

  • No plan changes to your Cigna medical coverage or prescription drugs outside the U.S. for 2023.
  • 2023 Cigna Benefit Summary and Highlights
  • See the RX tab above for prescription drug changes for Express Scripts - Inside the U.S. & mail order.

Plan tools and resources


medical PPO

If you are enrolled in the Chevron Medical PPO you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage


Plan changes


Plan tools and resources



high deductible health plan (HDHP)

If you are enrolled in the Chevron HDHP you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage. 


Plan changes


Plan tools and resources



high deductible health plan basic (HDHP basic)

If you are enrolled in the Chevron HDHP Basic you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage.


Plan changes


Plan tools and resources



medical HMO

If you are enrolled in a Chevron Medical HMO Plan prescription drug coverage is included and provided by your plan. There is no separate monthly premium for prescription drug coverage.


Plan changes


Plan tools and resources



global choice plan (U.S.-payroll expatriates)

Prescription Drugs Obtained Inside the U.S. and Mail Order

If you are enrolled in the Chevron Global Choice Plan, you automatically have Chevron Prescription Drug Program coverage with Express Scripts for prescription drugs obtained through mail order or inside the U.S. There is no separate monthly premium for prescription drug coverage.


Prescription Drugs Obtained Outside the U.S.

If you are enrolled in the Chevron Global Choice Plan, your Cigna coverage administers prescription drugs obtained outside the U.S. Mail order is not available outside the U.S. There is no separate monthly premium for prescription drug coverage.



If you are enrolled in the Chevron HDHP or Chevron HDHP Basic you may be eligible to open and contribute to a health savings account (HSA) for as long as you remain eligible under the IRS rules. Chevron offers access to the BenefitWallet Health Savings Account (HSA) with the convenience of payroll deductions. Chevron also contributes to the BenefitWallet HSA if you meet the eligibility requirements.


Company contributions to the BenefitWallet HSA

To participate in payroll deductions and to receive the company contribution in 2023, you must elect and open a BenefitWallet HSA from the BenefitConnect website during open enrollment. Opening an account is a one-time requirement; if you already contribute to the BenefitWallet HSA through payroll deductions, you do not need to re-enroll during open enrollment. There is no change to the current company contribution amount for 2023: 

  • You Only $500
  • You + One adult $750
  • You + Child(ren) $750
  • You + Family $1,000 

Get more HSA details including how to open an account and the eligibility rules for receiving the company contribution in 2023.


HSA Contribution Limit

Under IRS rules, the maximum contribution limit to a health savings account (HSA) for 2023 is $3,850 for individuals and $7,750 for families, with an extra $1,000 in catch-up contributions allowing starting in the calendar year you turn age 55. As a reminder, this limit applies to the total of all employer contributions, your payroll contributions, and contributions you make separately to all HSA accounts you own. You are solely responsible for ensuring your total contributions do not exceed the IRS limit.


HSA tools and resources


dental PPO plan (U.S.-payroll)

Plan changes


Plan tools and resources



dental HMO plan

Plan changes


Plan tools and resources



2023 dental surcharge reminder

As a reminder, if you are enrolled in the Chevron Dental PPO or Dental HMO Plan in 2022, you must receive at least one preventive dental cleaning between January 1 and December 31, 2022. Only you, the employee, are required to receive this cleaning for purposes of the dental surcharge. If you do not participate in this preventive care measure in 2022, you will pay $120 more for your annual Dental PPO or Dental HMO Plan premium in 2023 (if enrolled). Learn about the 2023 dental surcharge.

Legacy REG: As a reminder, you are not required to get a preventive dental cleaning in 2022 and the dental surcharge will not be applied to your premiums in 2023. However you will be required to receive a cleaning in 2023 to avoid the dental surcharge in 2024. 


vision plus program

The Vision Plus program is a voluntary coverage option that provides prescription eyewear coverage at an additional payroll deduction. Your Chevron medical plan already provides some level of basic vision coverage. Vision Plus is additional coverage for prescription eyewear that goes beyond your basic vision coverage. Any U.S.-payroll employee eligible for Chevron's health plans can enroll, and you can enroll even if you waive Chevron health coverage.


Plan changes

  • No plan changes for 2023.

Plan tools and resources



basic vision - HMO plans

If you are enrolled in a Chevron Medical HMO Plan basic vision coverage is included and provided by your plan. There is no separate monthly premium for basic vision coverage.


Plan changes


Plan tools and resources



basic vision - Medical PPO, HDHP, HDHP Basic

If you are enrolled in the Chevron Medical PPO, HDHP, or HDHP Basic you automatically have basic vision coverage under the Chevron Vision Program with VSP. There is no separate monthly premium for basic vision coverage.


Plan changes

  • No plan changes for 2023

Plan tools and resources



basic vision - global choice plan

If you are enrolled in the Chevron Global Choice Plan basic vision coverage is included and provided by VSP. There is no separate monthly premium for basic vision coverage.

 

Plan changes

  • No plan changes to your VSP basic vision for 2023.

 

Plan tools and resources


mental health and substance use disorder (MHSUD) plan

Plan changes


Plan tools and resources


Important reminder for Medical HMO Plan participants

If you are enrolled in a Chevron Medical HMO Plan, your plan also includes behavioral health coverage, available through your HMO. You have the choice to use your HMO coverage or the MHSUD coverage, but not both for same service. In addition, out-of-network providers not covered whether through MHSUD or HMO Plan. Contact your Medical HMO directly for information about behavioral health coverage through your HMO and changes for 2023, if any.



As a reminder, you must re-enroll in flexible spending account coverage every year to continue your participation. Enroll October 17 through October 28, 2022 to participate in 2023.


health care spending account (HCSA)

You cannot participate in the HCSA if you are enrolled in the HDHP or HDHP Basic for 2023. As a reminder, the money in your 2022 Chevron HCSA can be used for eligible expenses incurred no later December 31, 2022. This December 31 deadline also applies to any 2021 special one-time carryover amounts into your 2022 account. There is no carryover of 2022 HCSA into 2023. 


Plan changes

  • 2023 Annual Contribution Limit
  • There is no carryover of 2022 HCSA into 2023. 
  • You cannot contribute more than the IRS annual limit each year. However, employers, like Chevron, are permitted to set an annual limit for their plans that may be less than the IRS annual limit. The IRS recently announced that employers may choose to increase their health flexible spending account limit for 2023, at their discretion. Due to the timing of Chevron’s open enrollment and the timing of the IRS decision, Chevron is unable to change the HCSA maximum contribution limit for the 2023 plan year to align with the new IRS limits.  

Plan tools and resources



dependent day care spending account (DCSA)

As a reminder, the money in your 2022 Chevron DCSA can be used for eligible expenses incurred no later December 31, 2022. This December 31 deadline also applies to any 2021 special one-time carryover amounts into your 2022 account. There is no carryover of 2022 DCSA amounts into 2023. 


Plan changes

  • No plan changes for 2023.
  • There is no carryover of 2022 DCSA amounts into 2023. 

Plan tools and resources



To review the plan changes for 2024, access benefit summaries and highlights, or learn more about coverage, choose a tab above to get started.


Download the full compilation of all 2024 changes for active U.S. Payroll employees here.

  • This full compilation also includes 2023 changes that were previously released mid- year and annual health notices we are required to issue to participants.
  • This compilation was sent to you via email from the HR Service Center or mailed to your home, depending on the communication preferences you have chosen from the BenefitConnect website.


2024 health premiums

IMPORTANT: The premiums below are monthly. The BenefitConnect enrollment site displays per pay period premiums.



summary of benefits and coverage (SBC)

SBC documents provide summary information such as benefits, copayments/coinsurance, and deductibles for your medical and mental health and substance use disorder plans.

Why these documents are useful: These documents share the same format and types of content, so it makes it easy to compare and contrast the features of the different plans available to you prior to enrollment. 



dependent verification process

If you enroll in Chevron health plans, you may also enroll your eligible dependents for coverage under the same medical, dental, vision and certain other health benefit plans. Eligible dependents include your spouse or domestic partner and eligible children. All employees are required to verify the eligibility of any new dependents you enroll in Chevron health plans through the dependent verification process. This is a one-time process per dependent and applies to all health plans that require dependent verification.


prepare for dependent verification

You can prepare in advance of enrollment and preview the documents you’ll need to provide here. Please do not complete and return the sample forms posted here as they are for your reference only. If dependent verification applies to you, personalized forms and instructions will be provided to you when you enroll on the BenefitConnect website.


pay attention to the 60-day deadline

When you enroll your dependent(s) in Chevron health coverage for the first time, you will have up to 60 days to obtain and submit requested documentation that verifies your dependents are eligible to participate in Chevron’s health benefits. If you don’t provide acceptable documentation by the deadline, your dependents will be disenrolled from coverage.



medical HMO

As a reminder, Medical HMO plan availability varies by zip code and may not be offered in your area. Medical, prescription drug, basic vision coverage is provided by the Medical HMO claims administrator.


Decision tools and resources

Thinking about switching medical plans for 2024? If you are comparing an available Medical HMO with one of the national Anthem plans (Medical PPO, HDHP, HDHP Basic) use the 2024 Medical Plan Comparison for a snapshot of the basics. Then open the Summary of Benefits and Coverage for your Medical HMO to review information specific to your HMO. You should also open the Summary of Benefits and Coverage for the Medical PPO, HDHP, and HDHP Basic to compare features across all four plan choices. During open enrollment, the BenefitConnect website also provides the option to select up to three available medical plans to view a side-by-side comparison of key features. Lastly, follow these instructions to search the provider network for the plan you are considering.



global choice plan (U.S.-payroll expatriates)

Important Notice: Due to an administrative change, starting January 1, 2024, the Cigna Envoy system will automatically default to send Cigna communications to your Chevron email address, even if you have previously entered a personal email address. If you prefer that Cigna communications go to a personal email address instead, you must take action on or after January 1 by logging in to Cigna Envoy and re-entering the desired email address.


Medical services - inside or outside the U.S. (Cigna)
Prescription drugs - outside the U.S. (Cigna)

Reminder: If you are enrolled in the Chevron Global Choice Plan, your Cigna coverage administers prescription drugs obtained outside the U.S. Mail order is not available outside the U.S. There is no separate monthly premium for prescription drug coverage.


Prescription drug program - inside the U.S. and mail order (Express Scripts)

If you are enrolled in the Chevron Global Choice Plan, you automatically have Chevron Prescription Drug Program coverage with Express Scripts for prescription drugs obtained through mail order or inside the U.S. There is no separate monthly premium for prescription drug coverage.


Prescription Drug Program tools and resources



health care spending account (HCSA)

As a reminder, you must re-enroll in the HCSA every year to continue your participation. Enroll during open enrollment to participate again in 2024.

Note: You cannot contribute more than the IRS annual limit each year. However, employers, like Chevron, are permitted to set an annual limit for their plans that may be less than the IRS annual limit. Due to the timing of Chevron’s open enrollment and the timing of any potential IRS increases, Chevron is unable to change the HCSA maximum contribution limit for the 2024 plan year to align with any new IRS limits, should they be announced.  


dependent day care
spending account (DCSA)

As a reminder, you must re-enroll in the DCSA every year to continue your participation. Enroll during open enrollment to participate again in 2024.



benefitwallet health savings account (HSA)

If you are enrolled in the Chevron HDHP or Chevron HDHP Basic you may be eligible to open and contribute to a health savings account (HSA) for as long as you remain eligible under the IRS rules. Chevron offers access to the BenefitWallet Health Savings Account (HSA) with the convenience of payroll deductions. Chevron also contributes to the BenefitWallet HSA if you meet the eligibility requirements.


Company contributions to the BenefitWallet HSA

To participate in payroll deductions and to receive the company contribution in 2024, you must elect and open a BenefitWallet HSA from the BenefitConnect website during open enrollment. Opening an account is a one-time requirement. If you already contribute to the BenefitWallet HSA through Chevron payroll deductions, you do not need to re-enroll during open enrollment. There is no change to the current company contribution amount for 2024: 

  • You Only $500
  • You + One adult $750
  • You + Child(ren) $750
  • You + Family $1,000 

Get more HSA details including how to open an account and the eligibility rules for receiving the company contribution in 2024.


HSA Contribution Limit

Under IRS rules, the maximum contribution limit to a health savings account (HSA) for 2024 is $4,150 for individuals and $8,300 for families, with an extra $1,000 in catch-up contributions allowing starting in the calendar year you turn age 55. As a reminder, this limit applies to the total of all employer contributions, your payroll contributions, and contributions you make separately to all HSA accounts you own. You are solely responsible for ensuring your total contributions do not exceed the IRS limit.


HSA tools and resources



mental health and substance
use disorder (MHSUD) plan

Plan changes


Plan tools and resources


Important reminder for Medical HMO Plan participants

If you are enrolled in a Chevron Medical HMO Plan, your plan also includes behavioral health coverage, available through your HMO. You have the choice to use your HMO coverage or the MHSUD coverage, but not both for same service. In addition, out-of-network providers are not covered whether through MHSUD or HMO Plan. Contact your Medical HMO directly for information about behavioral health coverage through your HMO and changes for 2024, if any.



dental plans


Dental PPO (Delta)


Dental HMO (DeltaCare USA)


2024 Dental surcharge reminder

As a reminder, if you are currently enrolled in the Chevron Dental PPO or Dental HMO Plan in 2023, you must receive at least one preventive dental cleaning between January 1 and December 31, 2023. Only you, the employee, are required to receive this cleaning for purposes of the dental surcharge. If you do not participate in this preventive care measure in 2023, you will pay $120 more for your annual Dental PPO or Dental HMO Plan premium in 2024 (if enrolled). Learn about the dental surcharge



vision plus program

The Vision Plus program is a voluntary coverage option that provides prescription eyewear coverage at an additional payroll deduction. Your Chevron medical plan already provides some level of basic vision coverage. Vision Plus is additional coverage for prescription eyewear that goes beyond your basic vision coverage. Any U.S.-payroll employee eligible for Chevron's health plans can enroll, and you can enroll even if you waive Chevron health coverage.


basic vision
medical PPO - HDHP - HDHP Basic

If you are enrolled in the Chevron Medical PPO, HDHP, or HDHP Basic you automatically have basic vision coverage under the Chevron Vision Program with VSP. There is no separate monthly premium for basic vision coverage.


basic vision
HMO plans

If you are enrolled in a Chevron Medical HMO Plan basic vision coverage is included and provided by your plan. There is no separate monthly premium for basic vision coverage.


basic vision
global choice plan

If you are enrolled in the Chevron Global Choice Plan basic vision coverage is included and provided by VSP. There is no separate monthly premium for basic vision coverage.



new insurer for life and accident coverage

Chevron has selected Securian Life Insurance Company, a subsidiary of Securian Financial, to replace MetLife and CIGNA as the insurer and claims administrator for Chevron Basic Life Insurance, Supplemental Life Insurance, Dependent Life Insurance, Business Travel Accident Insurance, On-the-Job Accident Insurance and Voluntary Group Accident Insurance. New summary plan descriptions and insurance certificates will be issued in 2024.


basic life insurance


supplemental life insurance


dependent life insurance


voluntary group accident insurance


business travel accident insurance


on-the-job accident insurance



updated contact information

Chevron’s absence management partner and Short- and Long-Term Disability plans claims administrator was acquired and has a new name – Alight. The former name and address for ReedGroup may be referenced in plan materials and documents but should be considered no longer active and valid.



short-term disability (STD) plan


long-term disability (LTD) plan



long term care insurance


group auto and home insurance



2024 health premiums

IMPORTANT: The premiums below are monthly. The BenefitConnect enrollment site displays per pay period premiums.


research network providers

If you're enrolled in a Medical or Dental HMO Plan, you must visit a provider in the HMO's network, otherwise your services aren't covered (except for certain emergency situations). But for our other medical, dental, mental health and substance use disorder plans, you have the choice to use any provider you want, in the network or out-of-network. While you have a choice, you will save money when you use a network provider because there are different deductible, out-of-pocket amounts and copayment or coinsurance amounts for covered services depending on if you see a network or an out-of-network provider. We've consolidated the links and phone numbers you need to find or research a network provider here: Research network providers.


prescription drug program (express scripts) decision tools and resources


shopping tools on the benefitconnect website

During open enrollment, the BenefitConnect enrollment site provides will provide you with the option to enroll in one of three ways:

  • Fast Lane If you’re satisfied with your current 2023 coverage and your plans continue to be available, or you only need to adjust one or two elections, this shopping choice is a great way to quickly review all your 2024 plan coverage defaults and make adjustments if needed.
  • Shop on my own You'll walk through enrollment plan-by-plan, to make coverage decisions for each health and protect coverage option available. When you are on the medical and dental selection pages, look for the COMPARE PLANS checkbox (it's right above the Add to Cart button) to shop and compare medical and dental plan features in more detail.
  • Get Recommendations This option is similar to the Shop on my own tool, but you'll first answer several questions about how you use your health benefits and your opinion of the health status of each participant. These questions are only used by the tool to provide plan recommendations; your answers are not provided to Chevron, and they don't affect your premium amount or any other aspect of the plans' coverage.
To review the plan changes for 2023, access benefit summaries and highlights, or learn more about coverage, choose a tab above to get started. You can also download the complete compilation of all 2023 plan changes here, if desired.

chevron company contribution increase by 4 percent

As you know, you and Chevron share the cost of your retiree health coverage. Chevron’s contribution to your coverage typically doesn’t change from year-to-year. However, for 2023, Chevron will increase the company’s contribution by 4 percent to all pre-65 medical plans and the Post-65 Retiree Health Reimbursement Arrangement (Retiree HRA) Plan. Keep in mind that while the company contribution will increase, your monthly cost may still increase, depending on your plan choice.

  • Supplement: Company Contributions to Health Coverage  Review the Pre-65 and Post-65 sections of this supplement for general information about how the company contribution works and how it's applied to retiree coverage.
  • Pre-65 participants received an Enrollment Worksheet from the Chevron HR Service Center. The monthly premium rates included on your worksheet automatically reflect the company contribution increase.
  • Retiree HRA participants will receive a personalized letter from the Chevron HR Service Center that includes your new 2023 HRA contribution amount(s) in early November. The new increased Retiree HRA amounts will automatically display on your Via Benefits online account starting on and after January 2, 2023. 

increase to 2023 monthly premium costs


Medical PPO, HDHP and Medical HMO Plans

The monthly cost of coverage for most Medical HMO Plans and the Medical PPO and HDHP have increased in 2023. Our premium cost is determined, in part, by health claim expenses incurred by the plans in the previous year. Health claims increased last year largely due to participants receiving care that was deferred during the pandemic, but also as a result of overall rising national health care costs and general inflation. The Medical PPO and HDHP must increase monthly premiums in 2023 to help absorb some of this increase to overall costs. You can preview your new cost for all retiree benefits on the Enrollment Worksheet from the HR Service Center or on the BenefitConnect website during open enrollment.

 

Retiree Life Insurance

The monthly premium cost for most retiree life insurance plans will also increase in 2023. You can preview your new cost for all retiree benefits on the Enrollment Worksheet from the HR Service Center or on the BenefitConnect website during open enrollment.


medical PPO

If you are enrolled in the Chevron Medical PPO you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage


Plan changes


Plan tools and resources



high deductible health plan (HDHP)

If you are enrolled in the Chevron HDHP you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage. 


Plan changes


Plan tools and resources



high deductible health plan basic (HDHP basic)

If you are enrolled in the Chevron HDHP Basic you automatically have Chevron Prescription Drug Program coverage with Express Scripts. There is no separate monthly premium for prescription drug coverage.


Plan changes


Plan tools and resources



medical HMO

If you are enrolled in a Chevron Medical HMO Plan prescription drug coverage is included and provided by your plan. There is no separate monthly premium for prescription drug coverage.


Plan changes


Plan tools and resources


dental PPO plan

Plan changes


Plan tools and resources



dental HMO plan



mental health and substance use disorder (MHSUD) plan

This benefit is automatically provided to eligible pre-65 retirees and/or their eligible dependents who are enrolled in the Medical PPO Plan, the High Deductible Health Plan, or the High Deductible Health Plan Basic, as long as you are not eligible for Medicare. If you are enrolled in a Medical HMO Plan or Medicare, you are not eligible for the MHSUD because your coverage already provides behavioral health benefits.


Plan changes


Plan tools and resources


Medical HMO Plan participants

If you are enrolled in a Medical HMO Plan you are not eligible for the MHSUD because your coverage already provides behavioral health benefits. Contact your Medical HMO directly for information about behavioral health coverage through your HMO and changes for 2023, if any.



To review the pre-65 plan changes for 2024, access benefit summaries and highlights, or learn more about coverage, choose a tab above to get started.

Download the full compilation of all 2024 changes for retiree benefits here.

  • This full compilation also includes 2023 changes that were previously released mid- year and annual health notices we are required to issue to participants.
  • This compilation was sent to you via email from the HR Service Center or mailed to your home, depending on the communication preferences you have chosen from the BenefitConnect website.


retiree enrollment milestones

All benefits-eligible retirees must enroll in Chevron retiree health benefits and/or the Retiree HRA Plan upon reaching certain enrollment milestones. You must also enroll your  eligible dependents at certain enrollment milestones. The enrollment milestones also provide rules about the changes you can make to pre-65 coverage during open enrollment. Read the enrollment milestones here.


research network providers

If you're enrolled in a Medical or Dental HMO Plan, you must visit a provider in the HMO's network, otherwise your services aren't covered (except for certain emergency situations). But for our other medical, dental, mental health and substance use disorder plans, you have the choice to use any provider you want, in the network or out-of-network. While you have a choice, you will save money when you use a network provider because there are different deductible, out-of-pocket amounts and copayment or coinsurance amounts for covered services depending on if you see a network or an out-of-network provider. We've consolidated the links and phone numbers you need to find or research a network provider here: Research network providers.


prescription drug program (express scripts) decision tools and resources


shopping tools on the benefitconnect website

During open enrollment, the BenefitConnect enrollment site provides will provide you with the option to enroll in one of three ways:

  • Fast Lane If you’re satisfied with your current 2023 coverage and your plans continue to be available, or you only need to adjust one or two elections, this shopping choice is a great way to quickly review all your 2024 plan coverage defaults and make adjustments if needed.

  • Shop on my own You'll walk through enrollment plan-by-plan, to make coverage decisions for each health and protect coverage option available. When you are on the medical and dental selection pages, look for the COMPARE PLANS checkbox (it's right above the Add to Cart button) to shop and compare medical and dental plan features in more detail.

  • Get Recommendations This option is similar to the Shop on my own tool, but you'll first answer several questions about how you use your health benefits and your opinion of the health status of each participant. These questions are only used by the tool to provide plan recommendations; your answers are not provided to Chevron, and they don't affect your premium amount or any other aspect of the plans' coverage.


summary of benefits and coverage (SBC)

SBC documents provide summary information such as benefits, copayments/coinsurance, and deductibles for your medical and mental health and substance use disorder plans.

Why these documents are useful: These documents share the same format and types of content, so it makes it easy to compare and contrast the features of the different plans available to you prior to enrollment. 



dependent verification process

You are required to verify the eligibility of any new pre-65 dependents you enroll in Chevron retiree health plans (if allowed) through the dependent verification process. This is a one-time process per dependent and applies to all health plans that require dependent verification.


prepare for dependent verification

You can prepare in advance of enrollment and preview the documents you’ll need to provide here. Please do not complete and return the sample forms posted here as they are for your reference only. If dependent verification applies to you, personalized forms and instructions will be provided to you when you enroll on the BenefitConnect website.


pay attention to the 60-day deadline

When you enroll your dependent(s) in Chevron health coverage for the first time, you will have up to 60 days to obtain and submit requested documentation that verifies your dependents are eligible to participate in Chevron’s health benefits. If you don’t provide acceptable documentation by the deadline, your dependents will be disenrolled from coverage.



medical HMO

As a reminder, Medical HMO plan availability varies by zip code and may not be offered in your area. Medical, prescription drug, basic vision coverage is provided by the Medical HMO claims administrator.



basic vision
medical PPO - HDHP - HDHP Basic

If you are enrolled in the Chevron Medical PPO, HDHP, or HDHP Basic you automatically have basic vision coverage under the Chevron Vision Program with VSP. There is no separate monthly premium for basic vision coverage.


basic vision
HMO plans

If you are enrolled in a Chevron Medical HMO Plan basic vision coverage is included and provided by your plan. There is no separate monthly premium for basic vision coverage.



new insurer for life and accident coverage

Chevron has selected Securian Life Insurance Company, a subsidiary of Securian Financial, to replace MetLife and CIGNA as the insurer and claims administrator for Chevron Basic Life Insurance, Supplemental Life Insurance, and Voluntary Group Accident Insurance. New summary plan descriptions and insurance certificates will be issued in 2024.


basic life insurance


supplemental life insurance


voluntary group accident insurance

  • Reminder: If you are currently eligible for and enrolled in this plan, and you discontinue your coverage at any time or do not timely pay for coverage, then future access and eligibility to participate will be forfeited.  
  • Updates to claims administrator and insurer (2024)

pre65: enroll here

icon: sitting at a desk and working on a laptop with hot coffee

enroll online

icon: family of three

dependent verification

You are required to verify the eligibility of any new pre-65 dependents you enroll in your health plans, if allowed. Learn more to prepare.

Chevron employees on the U.S. Payroll in Houston and San Ramon have access to emergency child care through Bright Horizons, space permitting, when your’ child’s primary provider may be unavailable. This program is not intended to be used for regular child care and is intended for days when you are working. Space and days are limited and emergency child care should be just one of several resources in your emergency child care plans. High demand days for emergency child care typically coincide with winter break, Martin Luther King, Jr., and President's Day holidays.

Chevron purchases a certain number of back-up care days per year. Back-up care days are on a first come, first-serve basis. If demand exceeds available days during the year, reservations will resume in January. Contact Bright Horizons directly with any questions at 1-866-273-2773.

The back-up care offerings represent a taxable benefit.

2603 Camino Ramon 
Bishop Ranch 3, Suite 150 
San Ramon, CA 94583


  • Days of operation: Monday through Friday 
  • Hours of operation: 8 a.m. to 6 p.m. 
  • Ages served: 6 weeks to 5 years (very limited infant care is available for back-up care) 
  • Cost: $20 co-payment per day for one child; $30/day for the family (check or money order only, no cash) 
  • Employees have up to 15 back-up care days per employee, space permitting. First come, first served.

1001 McKinney St. (at the corner of Walker and Fannin) 
Suite 170 
Houston, TX 77002


  • Days of operation: Monday through Friday 
  • Hours of operation: 7:30 a.m. to 6 p.m. (pick up by 5:45 p.m.)
  • Ages Served: 6 weeks to 12 years. Infant care is very limited. Back-up child care is more available for toddlers and preschoolers. 
  • Cost: $20 co-payment per day for one child; $30/day for the family (check or money order only, no cash)
  • Employees have up to 12 days of emergency care days per calendar year, space permitting.
  • If you use all of your emergency child care days, the Houston center can normally accommodate drop-in care for most age groups at the cost of the regular drop-in rate. Please call the facility Center for information: 713-739-0230.

online

If you already have an account, go to backup.brighthorizons.com and log in using your existing account name and password. If you need to create a new account, your first and last names need to match exactly what's on file with Chevron as this is what's provided to Bright Horizons to determine eligibility.


by phone

Contact a Bright Horizons center directly or call 1-866-273-2773 (toll-free). Care consultants are available 24/7, 7 days a week. Bright Horizons is your first point of contact with any questions about the emergency child care program.