had a life event change?
If you need to change your benefits due to a life event, you have 31 days to make certain changes to your benefits.
update your benefits within 31 days
If you get married, have a baby, move or experience some other qualifying life event, you have 31 days to make changes to your benefits. If you miss this important deadline, you'll have to wait until the next open enrollment period in the fall to change your benefits, unless you have a second qualifying event that allows changes. (Remember benefit elections made during open enrollment won’t take effect until January 1 of the next year.) Even if you don't plan to make changes to your benefits, it's still important to report the event just to make sure records have been appropriately updated.
have a new dependent?
Remember that new dependents are not automatically covered under your medical and dental coverage, even if you're paying for family coverage (You + Child(ren) or You + Family). You have to report the event to Chevron and then enroll your new dependent. Do not contact your health plan directly; we'll do that when you report the event. The deadline is the same — you have 31 days from the date of the event to act. If you're not sure your dependent is eligible for coverage under a certain plan, review the plan’s summary plan description. (Just choose a plan from the list of benefits to read the eligibility rules for that plan.)
don’t forget to update your beneficiaries
Naming one or more beneficiaries ensures your assets will go to whomever you choose when you die. You may already have beneficiaries on file, but it’s a good idea to review your beneficiary designations once a year and whenever you experience a qualifying life event.
more examples of life events
In addition to birth and marriage, there are other qualifying life events that allow you to make a change to some of your benefits. Every plan's summary plan description has a list of life events and the kinds of benefit changes each event allows. Example qualifying life events include:
- Getting divorced.
- Beginning or ending a domestic partnership.
- Fostering or adoption.
- Losing or gaining coverage due to a spouse's job change.
- Going on a leave of absence or a part-time schedule.
- Moving to a location where your current health plan is not available.