guidance and advice

If you’re comfortable using online tools, these resources can help you learn, plan and choose:

Uncover your financial strengths and opportunities, and find tips and tools to help you get where you want to be.

Use this site to model and plan for your financial goals.

Portfolio Rebalance Service 

The ups and downs of the stock market shift your investments, making it important to review and rebalance periodically. Fidelity’s Portfolio Rebalance Service allows you to set your asset allocation and rebalance on an as-requested or automatic basis. You can also elect to receive notifications that your percentage has strayed from your desired investment mix to help you determine when it’s time to rebalance. Please note that this service takes into account your entire portfolio, including Chevron stock. 

To access this service, log on to NetBenefits. From the ESIP home page, follow these links:

  • Investments 
  • Change Investments 
  • Exchange Multiple Investments 
  • Start Your Rebalance

Find the right mix of income-producing investments to meet your needs while living in retirement. The tool helps you develop a strategy for converting savings into income, including what specific investments to make, the amount and type of funding account.

View example scenarios showing differences between Roth and pre-tax contributions.

Find out if you’re on track to meet your college savings goals.

See how different strategies could increase your Social Security benefit.

Learn about a variety of topics, including choosing investments, balancing financial goals and preparing for retirement. Attend from any computer or mobile device.

  • Live workshops offered daily (Monday through Friday). View the schedule.
  • On-demand workshops available anytime.

This is a central source for finding educational articles, videos and much more.

Fidelity representatives will be onsite throughout the year in Houston and San Ramon. This provides an informal opportunity to stop by and ask questions – no appointment is needed. Representatives will be onsite from 8 a.m. to noon local time. The following Ask Fidelity onsite visits are scheduled in 2018:

Houston, 1500 Café – Sky Ring

  • Thursday, February 8
  • Thursday, June 14
  • Thursday, September 13
  • Wednesday, November 7 

San Ramon, Café Foyer East, Building A

  • Thursday, February 8
  • Thursday, May 10
  • Thursday, August 9
  • Wednesday, November 7

If you are located outside of Houston and San Ramon, you can still meet with a Fidelity representative at an Investor Center or by phone through one-on-one support.

You have access to one-on-one support through Fidelity as you plan for your future – from short-term, simple savings goals to long-term financial wellness, or somewhere in between. One-on-one support from Fidelity’s Planning and Advice Professionals for your retirement, investing and financial wellness needs is available, regardless of your age or account balance, at no cost to you. No matter your location, you can schedule an over-the-phone appointment for detailed, personal help with your overall financial well-being – from healthy savings habits to decision-making on your assets when changing jobs or retiring.

To schedule an appointment:

  • Call 1-800-603-4015 on business days to speak with a Fidelity Planning and Advice representative right away.
  • Visit go.fidelity.com/appointment to schedule a one-on-one phone appointment.

Fidelity has more than 190 investor centers across the country. The professionals in the Investor Centers are highly trained to provide you with the latest retirement planning insights and investment help with your retirement plan and other financial accounts. Please note that retirement planning services are complimentary for Chevron participants at the Fidelity Investor Centers. However, there may be fees associated with other products and services you choose to receive from Fidelity beyond what is offered for the ESIP.

Find the nearest Investor Center and schedule an appointment.

If you are not near an Investor Center, you can call 1-800-603-4015 on business days to speak with a Fidelity Planning and Advice representative right away.

Note: This service is not available to U.S. expatriates while living outside of the U.S.

If you’re looking to have your ESIP managed for you, Fidelity has a managed account service called Portfolio Advisory Services at Work (PAS-W). A managed account is a way to hire a team of professionals to help manage your ESIP investments for you on an ongoing basis. Investment professionals will select, monitor and periodically make changes to your funds to adjust to changing markets and changes in your life – all the way to and through retirement. With a managed account, you are turning over the management of your ESIP to a professional who works on your behalf.

Chevron stock sits outside the managed account and you won’t pay a fee on the Chevron stock balance in your account. Fidelity will look to offset this position and manage your overall holdings to an appropriate total risk level. If you choose, you can ask Fidelity to ignore the Chevron stock position, in which case they’ll manage your remaining balance without factoring in your Chevron stock holdings.

If you are currently enrolled in PAS-W, you can tailor it to suit your specific needs by logging into your account and updating your Personal Profile. That way, Fidelity professionals can take into account your comfort level with risk, your outside assets and your financial situation.

The annual fee for PAS-W is based on a percentage of your assets, as follows:

  • 0.30 percent for balances up to $100,000. 
  • 0.20 percent for balances between $100,000 and $250,000. 
  • 0.10 percent for balances over $250,000.

To learn more about PAS-W: