long-term care insurance


Long-term care insurance is designed to help you pay for long-term care services received at home or in a nursing facility in the event you or a family member can no longer perform everyday activities such as eating, bathing, toileting or dressing. Although most people associate long-term care with their later years, it's important to know that the need for long-term care can happen at any time and at any age as the result of an unexpected illness or accident. The costs of these types of services are expensive and often can exhaust financial savings.

who can enroll

To be eligible, you must be an actively-at-work, full-time employee working at least 40 hours per week, or part-time employee working at least 20 hours per week. Retirees and other family members may apply up to age 80. Eligible family members include:

  • Spouses and domestic partners of eligible employees and retirees
  • Parents (including in-laws) of eligible employees and retirees
  • Step-parents (including in-laws) of eligible employees and retirees
  • Grandparents (including in-laws) of eligible employees and retirees
  • Step-grandparents (including in-laws) of eligible employees and retirees
  • Siblings of eligible employees and retirees
  • Adult children of eligible employees and retirees

All eligible persons must maintain a permanent U.S. residence, and have an active U.S. Social Security or tax identification number. Spouse includes a person to whom you are joined by marriage or a legal relationship recognized by state law.

how to enroll

If you would like to elect long-term care coverage with Genworth Life, you must submit an enrollment application. You can get a quote or begin the enrollment process online or by phone at 1-888-825-5247.

Eligible employees can enroll for Genworth Life coverage at any time. You can also enroll your extended family, like a spouse, parents and siblings under the age of 80. You and/or your extended family may be required to satisfy proof of good health requirements. Coverage is effective the first of the month following the month in which your application is approved by Genworth Life. Payroll deduction is not currently available for this plan.