hospital indemnity insurance
Chevron offers access to two voluntary benefits, Group Critical Illness Insurance and Group Hospital Indemnity Insurance with Aflac. While these benefit choices are available to all employees eligible for Chevron benefits, these policies are most useful for those choosing to enroll in the Chevron HDHP, the Chevron HDHP Basic, or other similar plans with high deductibles.
Even if you have health insurance, you could face unanticipated out-of-pocket expenses your medical plan doesn’t cover with an inpatient hospital stay. Group Hospital Indemnity Insurance with Aflac can help with the out-of-pocket costs associated with a covered hospital stay, including benefits for hospital admission, confinement, and intensive care. It provides financial assistance to enhance your current medical and disability coverage if you are hospitalized due to a covered injury or illness. There are two different levels of coverage you can purchase, Hospital Indemnity High and Hospital Indemnity Low.
This voluntary coverage is paid entirely by you through after-tax payroll deductions; Chevron does not contribute. You can view premiums online when you enroll, or you can call the Chevron HR Service Center.
These benefits are insured by Aflac and administered by Mercer Voluntary Benefits. Contact Mercer for information about plan coverage, how the plan works or for payroll deduction inquiries. Please note the HR Service Center will be able to help you with enrollment, but they are unable to answer detailed questions regarding the policies.
- 8 a.m. to 7 p.m. Central time, Monday through Friday
Please note: This page applies to U.S.-payroll employees. This page provides only certain highlights of benefits or program provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and legal plan documents, the legal documents will prevail to the extent permitted by law. This is not a plan text or a summary plan description. There are no vested rights with respect to Chevron health care plans or any company contributions toward the cost of such health care plans. Rather, Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union represented employees.