2024 benefits

open enrollment

for pre- and post-65 retirees, survivors, and their eligible dependents

Open enrollment for 2024 pre-65 benefits ends October 27, 2023.
Open enrollment for 2024 post-65 benefits ends December 7, 2023.

If you need to make a change to your 2024 pre-65 health coverage, you'll need to take action during the open enrollment period starting October 16 through October 27, 2023. Any changes you make to your benefit coverage during open enrollment become effective January 1, 2024. You can also make changes to certain benefits outside of the open enrollment period within the 31-day deadline after a qualifying life event

pre65: enroll here

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enroll online

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dependent verification

You are required to verify the eligibility of any new pre-65 dependents you enroll in your health plans, if allowed. Learn more to prepare.

2024 pre-65 plan information

To review the pre-65 plan changes for 2024, access benefit summaries and highlights, or learn more about coverage, choose a tab above to get started.

Download the full compilation of all 2024 changes for retiree benefits here.

  • This full compilation also includes 2023 changes that were previously released mid- year and annual health notices we are required to issue to participants.
  • This compilation was sent to you via email from the HR Service Center or mailed to your home, depending on the communication preferences you have chosen from the BenefitConnect website.

retiree enrollment milestones

All benefits-eligible retirees must enroll in Chevron retiree health benefits and/or the Retiree HRA Plan upon reaching certain enrollment milestones. You must also enroll your  eligible dependents at certain enrollment milestones. The enrollment milestones also provide rules about the changes you can make to pre-65 coverage during open enrollment. Read the enrollment milestones here.

research network providers

If you're enrolled in a Medical or Dental HMO Plan, you must visit a provider in the HMO's network, otherwise your services aren't covered (except for certain emergency situations). But for our other medical, dental, mental health and substance use disorder plans, you have the choice to use any provider you want, in the network or out-of-network. While you have a choice, you will save money when you use a network provider because there are different deductible, out-of-pocket amounts and copayment or coinsurance amounts for covered services depending on if you see a network or an out-of-network provider. We've consolidated the links and phone numbers you need to find or research a network provider here: Research network providers.

prescription drug program (express scripts) decision tools and resources

shopping tools on the benefitconnect website

During open enrollment, the BenefitConnect enrollment site provides will provide you with the option to enroll in one of three ways:

  • Fast Lane If you’re satisfied with your current 2023 coverage and your plans continue to be available, or you only need to adjust one or two elections, this shopping choice is a great way to quickly review all your 2024 plan coverage defaults and make adjustments if needed.

  • Shop on my own You'll walk through enrollment plan-by-plan, to make coverage decisions for each health and protect coverage option available. When you are on the medical and dental selection pages, look for the COMPARE PLANS checkbox (it's right above the Add to Cart button) to shop and compare medical and dental plan features in more detail.

  • Get Recommendations This option is similar to the Shop on my own tool, but you'll first answer several questions about how you use your health benefits and your opinion of the health status of each participant. These questions are only used by the tool to provide plan recommendations; your answers are not provided to Chevron, and they don't affect your premium amount or any other aspect of the plans' coverage.

summary of benefits and coverage (SBC)

SBC documents provide summary information such as benefits, copayments/coinsurance, and deductibles for your medical and mental health and substance use disorder plans.

Why these documents are useful: These documents share the same format and types of content, so it makes it easy to compare and contrast the features of the different plans available to you prior to enrollment. 

dependent verification process

You are required to verify the eligibility of any new pre-65 dependents you enroll in Chevron retiree health plans (if allowed) through the dependent verification process. This is a one-time process per dependent and applies to all health plans that require dependent verification.

prepare for dependent verification

You can prepare in advance of enrollment and preview the documents you’ll need to provide here. Please do not complete and return the sample forms posted here as they are for your reference only. If dependent verification applies to you, personalized forms and instructions will be provided to you when you enroll on the BenefitConnect website.

pay attention to the 60-day deadline

When you enroll your dependent(s) in Chevron health coverage for the first time, you will have up to 60 days to obtain and submit requested documentation that verifies your dependents are eligible to participate in Chevron’s health benefits. If you don’t provide acceptable documentation by the deadline, your dependents will be disenrolled from coverage.

medical HMO

As a reminder, Medical HMO plan availability varies by zip code and may not be offered in your area. Medical, prescription drug, basic vision coverage is provided by the Medical HMO claims administrator.

basic vision
medical PPO - HDHP - HDHP Basic

If you are enrolled in the Chevron Medical PPO, HDHP, or HDHP Basic you automatically have basic vision coverage under the Chevron Vision Program with VSP. There is no separate monthly premium for basic vision coverage.

basic vision
HMO plans

If you are enrolled in a Chevron Medical HMO Plan basic vision coverage is included and provided by your plan. There is no separate monthly premium for basic vision coverage.

new insurer for life and accident coverage

Chevron has selected Securian Life Insurance Company, a subsidiary of Securian Financial, to replace MetLife and CIGNA as the insurer and claims administrator for Chevron Basic Life Insurance, Supplemental Life Insurance, and Voluntary Group Accident Insurance. New summary plan descriptions and insurance certificates will be issued in 2024.

basic life insurance

supplemental life insurance

voluntary group accident insurance

  • Reminder: If you are currently eligible for and enrolled in this plan, and you discontinue your coverage at any time or do not timely pay for coverage, then future access and eligibility to participate will be forfeited.  
  • Updates to claims administrator and insurer (2024)

post-65 information

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post-65 enrollment

Post-65 open enrollment is October 15 through December 7, 2023. Post-65 eligible participants can make changes to 2024 individual health coverage during the Via Benefits open enrollment period.

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via benefits online

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post-65 phone

  • Via Benefits
  • 1-844-266-1392 (Inside the U.S.)
  • 1-801-994-9805 (Outside the U.S.)
  • Monday through Friday
  • 5 a.m. to 4 p.m. Pacific time
  • 7 a.m. to 6 p.m. Central time

This communication provides only certain highlights about benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. Oral statements about plan benefits are not binding on Chevron or the applicable plan. Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Unless required by applicable law, there are no vested rights with respect to any Chevron health and welfare plan benefit or to any company contributions towards the cost of such health and welfare plan benefits. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.