The benefits described here are for the 2025 plan year. This page will be updated when 2026 plan information is available later this fall.

The benefits described here are for the 2025 plan year. This page will be updated when 2026 plan information is available later this fall.

health

Health benefits and wellness resources provide care for your day-to-day health needs and support for maintaining a healthy lifestyle.

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Learn about Chevron’s medical coverage and how it works in this overview.

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Chevron provides access to several medical and dental plan choices. With choice comes more flexibility to find a plan that best aligns with how you prefer to use, pay and save for health care.

All plans share several important features:

  • Chevron shares the monthly premium cost with you
  • Coverage for preventive care services
  • Medical plans include access to medical, prescription drug, basic vision, and behavioral health services.
  • Dental plans include coverage for diagnostic, basic restorative, major dental care and orthodontia.

The plans are different in three key areas:

  • Provider choice
  • Your out-of-pocket expenses
  • Your options to save for health care

If you enroll in health benefits, you also may enroll your eligible dependents for coverage under the same medical, dental, vision and certain other health benefit plans. Eligible dependents include your spouse or domestic partner and eligible children.

If you enroll dependents in health coverage, you will be required to follow our dependent verification process. This means you must submit certain documentation that verifies your dependents are eligible for coverage.

Plan ahead:

These plans prioritize provider choice. With a PPO plan, you can visit any provider, network or out-of-network. You’ll save money when you use a network provider, but you still have the choice to go out-of-network for your care at any time. In exchange for this choice, these plans usually have higher deductibles (the amount you pay before your insurance starts covering costs).

Chevron Medical PPO Plan

Separate deductibles, medical and prescription drugs | flexible spending account (FSA)

High Deductible Health Plans

One deductible for all services, combined | health savings account (HSA)

Chevron Dental PPO Plan

These plans prioritize how you spend health care dollars. HMO plans typically have lower deductibles and copayments which can lower your costs at the time of service. However, you must use a network provider for services to be covered (except for emergencies). You’ll choose a primary care provider who manages and coordinates your care needs, including referrals to specialists. The enrollment system will display the HMOs available to you (if any) based on your zip code.

Chevron Dental HMO Plan

Chevron Medical HMO Plans
Deductible varies by plan | flexible spending account (FSA)

 

Take care of your health and improve your health habits as you earn points toward health rewards. With Chevron’s health rewards, earn points when you complete qualifying activities. Earn 1,000 to qualify for a premium reduction – called the Wellness Credit – on your Chevron medical plan coverage.

 

You can start earning points in January 2026 for reduced Chevron medical premiums in 2027.

When you enroll, you’ll have online decision tools to help you make enrollment choices. We’ll also share additional resources in the coming months. Until then, these videos and one-page comparison below can get you started.

 

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HSA and FSA: What you need to know
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All Chevron medical plans offer access to one of two tax-advantaged health accounts — either the Health Care Flexible Spending Account (Health FSA) or a health savings account (HSA).

  • These accounts help you save and pay for certain out-of-pocket health care costs.
  • The account you can use varies based on the medical plan you choose.
  • You can’t be enrolled in both accounts at the same time.

A flexible spending account designed for short-term spending. The account only lasts for the calendar year and does not roll over. Any unspent and unclaimed money after the annual deadline will be forfeited.

Medical plans that are compatible with an FSA:

  • Medical PPO Plan
  • Medical HMO Plan
  • You cannot be enrolled in a high-deductible health plan

Account highlights include:

  • You contribute with pre-tax payroll contributions, up to annual limits
  • Chevron does not contribute to this account
  • You cannot change your contributions until open enrollment (except for life events)
  • You can spend the total amount you elect to contribute for the year as soon as your plan starts
  • You cannot invest your account balance
  • This account does not go with you if you leave Chevron (COBRA coverage may be available for a limited time)

A health savings account is designed for long-term savings. There is no pressure to use the money in your account right away because it rolls over each year. You can pay for an expense out-of-pocket and keep the money in your account for the future, or you can use the money in your account now. The choice is yours.

Medical plans that are compatible with an HSA:

  • High Deductible Health Plan (HDHP)
  • High Deductible Health Plan Basic (HDHP Basic)

Account highlights include:

  • You contribute with pre-tax payroll contributions, up to annual IRS limits
  • Chevron contributes to this account; the amount depends on your coverage tier
  • You can stop, start or change your contributions at any time
  • You can only spend what’s in your account, just like a bank account
  • You can invest all, some or none of your account balance
  • This account is yours and goes with you when you leave Chevron, even into retirement

You must elect the Fidelity HSA during enrollment to set up payroll contributions and to receive the Chevron company contribution.

  • If you already have a Fidelity HSA, you can elect to automatically merge your account when you enroll.
  • If you have an HSA through other custodians, you can roll over your balances to the Fidelity HSA after your account has been opened.

The account you prefer may factor in your medical plan decision. These resources provide more information about both accounts to help you decide which account is right for you.

 

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See how Chevron’s Health Decision Support program can help you get personalized, expert second opinions from leading medical specialists with 2nd.MD.

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These plans supplement or enhance your health coverage. Participation is voluntary. Some plans are provided to you automatically, while others require enrollment at an additional cost.

If you enroll in a Chevron medical plan, your coverage automatically includes basic vision service at no additional premium cost. The Chevron Vision Plus Program provides expanded coverage that goes beyond the basic vision included with medical.

Benefit Summary 

 

Health Decision Support is available to help when you have questions about a current or new diagnosis, possible surgery, your current treatment plan, or a chronic condition. There’s no travel involved; speak with a specialist from the comfort of your home at a mutually convenient time, including nights and weekends. This benefit is automatically provided at no additional cost when you enroll in a Chevron medical plan.

Group Critical Illness Insurance pays you a lump-sum cash benefit when you or a covered dependent are diagnosed with a covered critical illness. You must enroll to be covered; you’ll pay the full premium cost for coverage.

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Group Hospital Indemnity Insurance pays you a cash benefit when you or a covered dependent are admitted as a hospital inpatient for a covered injury or illness, including pregnancy. You must enroll to be covered; you’ll pay the full premium cost for coverage.

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This communication provides only certain highlights about benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. Oral statements about plan benefits are not binding on Chevron or the applicable plan. Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Unless required by applicable law, there are no vested rights with respect to any Chevron health and welfare plan benefit or to any company contributions towards the cost of such health and welfare plan benefits. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.