retiree health benefits

the basics

• Pre-65 participants are eligible for the same general group medical plan choices offered to active Chevron employees. 
• Chevron contributes to pre-65 medical coverage, if properly enrolled.
• You are not eligible for Chevron dental coverage.
• You (retirees and dependents of an eligible retiree) are not eligible for Chevron post-65 retiree health benefits. Chevron retiree health benefits end when the participant turns age 65.

You have a special opportunity to enroll in Chevron pre-65 retiree health benefits for yourself and/or any eligible pre-65 dependents in your family.

• If you properly enroll during the special enrollment period, December 8 - December 19, 2025, coverage starts January 1, 2026.
• Return to this website on December 8 at 8 a.m. Central time to access the enrollment website and phone number.
• Be sure to read your transition guide in its entirety to understand what you need to do and what is available.

If you are eligible for retiree health benefits, you have two enrollment milestone opportunities to start participating in benefits.

If you, the retiree, don’t enroll during the special enrollment period and/or cancel coverage in the future, you must wait until the remaining enrollment milestone occurs to enroll pre-65 participants (yourself, if you are pre-65, and/or eligible pre-65 dependents) in Chevron coverage. Open enrollment is not a Chevron enrollment milestone.

Retiree enrollment milestones only apply when you, the retiree, experience the event. For example, if your dependent loses other employer group coverage, the event is only considered an enrollment milestone if you, the retiree, were also covered under the same other employer group health coverage and are also losing that coverage.

enrollment milestones

While Chevron has several established retiree enrollment milestones, you are only eligible to enroll during the following two events:

During the upcoming special enrollment opportunity.

• December 8 – December 19, 2025
• This is your initial opportunity to enroll pre-65 participants – yourself (if you are pre-65) and/or any eligible pre-65 eligible dependents – in Chevron pre-65 medical coverage.

When you, the retiree, Lose Other Employer Group Medical Coverage. 

• Employer group medical coverage does not include another employer's COBRA or retiree medical coverage. 
• You can enroll pre-65 participants, yourself (if you are pre-65 at the time of the event) and/or any eligible pre-65 eligible dependents. 
• You can enroll eligible dependents only if they are also enrolled in and lose the same other group medical coverage. 
• You have 31 days to report this milestone, Loss of Other Employer Medical Coverage, to the Chevron HR Service Center and enroll in retiree health benefits.
• Read additional important details about this milestone here ›

• Chevron offers health benefits to pre-65 retirees and their eligible pre-65 dependents, including your spouse or domestic partner and/or children under age 26.
• Chevron retiree health benefits end when the participant turns age 65. You (retirees and dependents of an eligible retiree) are not eligible for Chevron post-65 retiree health benefits.
• You are required to complete the dependent verification process for any pre-65 dependents that are enrolled in Chevron pre-65 medical coverage. This means you must submit certain documentation that verifies your dependents are eligible for coverage.

dependent verification process

You have up to 60 days after you enroll to obtain and submit requested documentation that verifies that each of your dependents is eligible to participate in Chevron’s health benefits. If you don’t provide acceptable documentation by the deadline, your dependents will be disenrolled from coverage. You’ll receive instructions from the Chevron HR Service Center for completing this requirement at the time of enrollment. Documentation can be submitted on the BenefitConnect enrollment website, or you can request a paper form from the Chevron HR Service Center to complete by mail or fax.

• Preview list of acceptable documentation
• Preview Affidavit for Domestic Partnership

For pre-65 eligible retirees, the company contribution is automatically factored into your monthly medical premium for your Chevron pre-65 medical coverage. You pay the difference between the company’s contribution and the total premium cost.

• The company contribution amount for pre-65 medical coverage is calculated as of January 1, 2026 (the date of integration into Chevron benefits). The contribution amount is a fixed dollar amount for each coverage tier and generally does not change year-to-year.*
• You are eligible for 100% of the company contribution to Chevron pre-65 medical coverage. The total premium cost of pre-65 medical coverage is usually greater than the company contribution amount, so even though you receive 100% of the company contribution, you will still have to pay for your pre-65 medical coverage.
• You can see the amount of your company contribution to coverage on the BenefitConnect enrollment website starting December 8.

overview

All pre-65 medical plans share several important features:

• Coverage for preventive care services
• Medical plans include access to medical, prescription drug, basic vision, and behavioral health services.

The pre-65 medical plans are different in three key areas:

• Provider choice
• Your out-of-pocket expenses
• Your options to save for health care

plan information

Chevron Medical PPO Plan

Separate deductibles for medical and prescription drugs. Visit any provider, network or out-of-network, but you’ll save money when you use a network provider.

• Benefit Summary
• Basic Vision Summary (gray column)
• Prescription Drugs Formulary | Exclusions

High Deductible Health Plans

One deductible for all services, combined. Compatible with a health savings account (HSA). Visit any provider, network or out-of-network, but you’ll save money when you use a network provider.

• Chevron High Deductible Health Plan (HDHP)
• Chevron High Deductible Health Plan Basic (HDHP Basic)
• Basic Vision Summary (gray column)
• Prescription Drugs Formulary | Exclusions

Chevron Medical HMO Plans
Deductible varies by plan. HMO plans typically have lower deductibles and copayments which can lower your costs at the time of service. However, you must use a network provider for services to be covered (except for emergencies). You’ll choose a primary care provider who manages and coordinates your care needs, including referrals to specialists. The enrollment system will display the HMOs available to you (if any) based on your zip code.

• Kaiser Colorado
• Kaiser Northern California
• Kaiser Southern California
• Kaiser Northwest
• Kaiser WA

• Video: PPO or HDHP – Which is right for you?
• Video: Deductible and out-of-pocket maximum

the basics

• Chevron retiree health benefit choices depend on the age of the participant, pre-65 (under age 65) or post-65 (age 65 or over).
• New! With the transition to Chevron benefits, a retiree health benefit opportunity is now available for eligible post-65 participants (post-65 retirees and/or their eligible post-65 dependents). Enrollment is required to participate.
• If there are both post-65 and pre-65 eligible participants in your family, pre-65 participants will enroll and participate in pre-65 retiree health benefits; post-65 participants will enroll and participate in post-65 retiree health benefits. 
• If you miss the upcoming special enrollment opportunity, you must wait until a Chevron retiree enrollment milestone, if any, for another opportunity to enroll in Chevron retiree benefits.
• Open enrollment is not considered a Chevron enrollment milestone.
• Chevron retiree health benefits change at age 65. Any participant enrolled in Chevron pre-65 health benefits will be required to take certain required actions to enroll in Chevron post-65 health benefits upon reaching age 65 to continue their participation in Chevron retiree health benefits.
• Chevron contributes to coverage, if properly enrolled.

You have a special opportunity to enroll in Chevron retiree health benefits for yourself and/or any eligible dependents in your family. As a reminder, pre-65 participants will enroll and participate in pre-65 retiree health benefits; post-65 participants will enroll and participate in post-65 retiree health benefits. 

• Pre-65 participants: If you properly enroll during the special enrollment period, December 8 - December 19, 2025, coverage starts January 1, 2026. Return to this website on December 8 at 8 a.m. Central time to access the enrollment website and phone number.
• Post-65 participants: Enrollment instructions › Complete all enrollment steps by March 31, 2026. Coverage begins when you complete all required enrollment steps.

Be sure to read your transition guide in its entirety to understand what you need to do and what is available.

If you, the retiree, are eligible for Chevron retiree health benefits, you must contact the Chevron HR Service Center within 31 days of certain retiree health enrollment milestones to enroll.

• If you miss these select milestone opportunities to enroll, you and your eligible dependents must wait until the next applicable enrollment milestone, if any, for another opportunity to enroll in Chevron retiree benefits.
• Open enrollment is not a Chevron enrollment milestone. 
• Retiree enrollment milestones only apply when you, the retiree, experience the event.

enrollment milestones

Chevron enrollment milestones include the events listed below. Click to learn more about each event.

• During the upcoming one-time enrollment opportunity: You can enroll yourself and your eligible dependents for coverage during this milestone. 
• When you, the retiree, lose Chevron COBRA coverage* › You can enroll eligible dependents if they are also enrolled as dependents under your COBRA coverage.
• When you, the retiree, turn age 65 and become Medicare eligible › You can also enroll your eligible dependents for coverage during this milestone.
• When you, the retiree, lose other employer group health coverage › You can enroll eligible dependents if they are also enrolled in and lose the same group health coverage. (Note: group coverage does not include another employer's COBRA or retiree medical coverage.) 

*Reminder: Hess COBRA coverage transitions to Chevron COBRA coverage effective January 1, 2026.

• Chevron offers health benefits to retirees and their eligible dependents, including your spouse or domestic partner and/or children under age 26.
•  You are required to complete the dependent verification process for any pre-65 dependents that are enrolled in Chevron pre-65 medical coverage. This means you must submit certain documentation that verifies your dependents are eligible for coverage.

dependent verification process

You have up to 60 days after you enroll to obtain and submit requested documentation that verifies that each of your dependents is eligible to participate in Chevron’s health benefits. If you don’t provide acceptable documentation by the deadline, your dependents will be disenrolled from coverage. You’ll receive instructions from the Chevron HR Service Center for completing this requirement at the time of enrollment. Documentation can be submitted on the BenefitConnect enrollment website, or you can request a paper form from the Chevron HR Service Center to complete by mail or fax.

• Preview list of acceptable documentation
• Preview Affidavit for Domestic Partnership

pre-65 company contributions

For pre-65 eligible participants, the company contribution is automatically factored into your monthly medical premium for your Chevron pre-65 medical coverage. You pay the difference between the company’s contribution and the total premium cost.

• The company contribution amount for pre-65 medical coverage is calculated as of January 1, 2026 (the date of integration into Chevron benefits). The contribution amount is a fixed dollar amount for each coverage tier and generally does not change until the age of 65.*
• Your age and years of credited service at termination of employment determine the percentage of the company contribution amount that will be applied to Chevron pre-65 medical premiums. 
• The total premium cost of pre-65 medical coverage is usually greater than the company contribution amount, so even if you receive 100% of the company contribution, you will still have to pay for your pre-65 medical coverage.
• You can see the amount of your company contribution to coverage on the BenefitConnect enrollment website starting December 8.

*Your company contribution amount may change if your coverage tier changes in the future, but it will continue to be based on the company contribution amounts in effect as of January 1, 2026.

post-65 company contributions

For post-65 eligible retirees, the company contribution is credited into a health reimbursement arrangement (HRA) account on behalf of each eligible post-65 participant. 

•  All post-65 eligible participants receive the same starting company contribution amount, regardless of the year of retirement. The contribution amount generally does not change from year-to-year.
• The starting company contribution amount is then prorated based on your age and years of credited service at termination of employment.
• The final company contribution amount is then credited to your HRA monthly.
• If you and your post-65 eligible dependent are eligible for the HRA, you and your dependent will each have a separate HRA account based on the HRA amount of the eligible retiree.
• You will receive a personalized Enrollment Worksheet in the mail from the Chevron HR Service Center just prior to the enrollment period on December 8. This worksheet does not display post-65 health benefit choices and costs; however, it will display the amount your HRA company contribution would be, assuming proper enrollment in post-65 benefits.

program overview

Pre-65 participants are eligible for the following Chevron pre-65 retiree health benefits:

• The same general group medical and dental plan choices offered to active Chevron employees.
• All plans include coverage for preventive care services.
• All medical plans include access to medical, prescription drug, basic vision, and behavioral health services.
• All dental plans include coverage for diagnostic, basic restorative, major dental care and orthodontia.

The pre-65 plans are different in three key areas:

• Provider choice
• Your out-of-pocket expenses
• Your options to save for health care

medical plans

Chevron Medical PPO Plan

Separate deductibles for medical and prescription drugs. Visit any provider, network or out-of-network, but you’ll save money when you use a network provider.

• Benefit Summary
• Basic Vision Summary (gray column)
• Prescription Drugs Formulary | Exclusions

High Deductible Health Plans

One deductible for all services, combined. Compatible with a health savings account (HSA). Visit any provider, network or out-of-network, but you’ll save money when you use a network provider.

• Chevron High Deductible Health Plan (HDHP)
• Chevron High Deductible Health Plan Basic (HDHP Basic)
• Basic Vision Summary (gray column)
• Prescription Drugs Formulary | Exclusions

Chevron Medical HMO Plans
Deductible varies by plan. HMO plans typically have lower deductibles and copayments which can lower your costs at the time of service. However, you must use a network provider for services to be covered (except for emergencies). You’ll choose a primary care provider who manages and coordinates your care needs, including referrals to specialists. The enrollment system will display the HMOs available to you (if any) based on your zip code.

• Kaiser Colorado
• Kaiser Northern California
• Kaiser Southern California
• Kaiser Northwest
• Kaiser WA

Which medical plan is right for me?

• Video: PPO or HDHP – Which is right for you?
• Video: Deductible and out-of-pocket maximum

dental plans

• Chevron Dental PPO Plan
• Chevron Dental HMO Plan

Chevron’s post-65 retiree health benefits include the following components:

Access to a private health insurance exchange managed by Via Benefits.

• Coverage choices include individual medical, prescription drug, dental and vision coverage. Enrollment in Medicare Part A and Part B is required to purchase coverage.

A health reimbursement arrangement (HRA) account.

• Company contributions to retiree health coverage are credited into this account on behalf of each eligible post-65 participant.
• The HRA can be used to help reimburse certain monthly health benefit premium payments.
• Enrollment in at least individual medical coverage through Via Benefits is required for an HRA account to be established and to receive company contributions; no other contributions are permitted.
• The HRA account is a bookkeeping entry only and is not vested or credited with any actual funds and does not earn any interest.
• Enrollment in Medicare Part A and Part B is required. 

When your employment ends, your active Hess health benefits will automatically end on December 31, 2025. You have a special opportunity to enroll in Chevron post-employment health benefits for yourself and/or any eligible dependents in your family.

Your options are:

• Option 1: Enroll in COBRA
• Option 2: Enroll in Chevron retiree health benefits
• Option 3: Waive Chevron COBRA and retiree health benefits

If you are enrolled in Hess health benefits the day before your termination of employment, you’ll have the opportunity to elect Chevron COBRA coverage. COBRA allows eligible employees and their covered dependents to continue participation in company sponsored health care plans after employee coverage ends on December 31, 2025. 

• Enrollment within 60 days of December 31, 2025 (or the date of your COBRA election notice, whichever is later)
• Action required to enroll in COBRA. Coverage is not automatic.
• If you properly enroll and timely pay the initial COBRA premium payment, coverage is effective back to January 1, 2026.
• If you miss the enrollment deadline, you permanently lose your right to elect Chevron COBRA benefits.

what plans are available?

• Learn more about the medical and dental plans available through COBRA coverage here ›

also eligible for retiree health benefits?

You can decide to enroll in Chevron COBRA and then enroll in Chevron retiree health benefits when you, the retiree, experience a retiree enrollment milestone. Loss of Chevron COBRA Coverage is one of several Chevron retiree enrollment milestones available. Under this milestone:

• If you are a pre‑65 eligible retiree, you can only enroll at the end of your Chevron COBRA eligibility period (generally 18 months).
• If you are a post‑65 eligible retiree, you can enroll when Chevron COBRA ends for any reason, and at any time during your COBRA eligibility period.
• You can enroll eligible dependents if they are also enrolled as dependents under your COBRA coverage.
• You must call the HR Service Center to enroll within 31 days of the Loss of Chevron COBRA Coverage to enroll in Chevron retiree health benefits. If you intend to enroll in Chevron retiree health benefits when you lose Chevron COBRA, it's your responsibility to initiate enrollment; you will not receive a reminder.
• Read additional important details and instructions for this enrollment milestone here ›

eligible for medicare?

You can still elect COBRA coverage if, at the time of your termination of employment, you and/or any of your eligible dependents are eligible for Medicare but not enrolled or are already enrolled in Medicare. 

• Chevron COBRA will assume Medicare is the primary payer of medical claims for post-65 participants. 
• Chevron COBRA coverage will automatically pay secondary, regardless of whether or not the participant is enrolled in Medicare.
• As the secondary payer, your Chevron COBRA plan will subtract the amount that Medicare Part A and Part B should pay toward your services before paying your medical claims. If you have not enrolled in Medicare, you could be responsible for a large portion of the cost for services (and in some cases, the total cost) that would have ordinarily been paid by Medicare.

can I enroll in COBRA while waiting for medicare?

Medicare Part A and Part B is required to enroll in Chevron post-65 retiree health coverage. If you and/or your dependents are Medicare-eligible but are unable to complete the Medicare enrollment process prior to your employment end date, you can enroll in Chevron COBRA coverage until the process is complete and use the Loss of Chevron COBRA Coverage enrollment milestone to enroll in Chevron retiree benefits.

• COBRA coverage ends when Medicare begins. You must report Medicare enrollment to BenefitConnect | COBRA within 31 days of when Medicare coverage begins.
• You must request COBRA coverage be cancelled for you, the retiree, for the milestone to apply.
• Finally, you must report the Loss of Chevron COBRA Coverage milestone to the Chevron HR Service Center within 31 days to start enrollment in Chevron retiree health benefits.

Starting January 1, 2026, retiree health benefits with Chevron now include coverage for both pre-65 and post-65 employees and their eligible dependents. In general, if you qualified for Hess retiree health benefits on your termination date, you may qualify for Chevron retiree health benefits.

• Action required to enroll. Coverage is not automatic.
• Enrollment period and deadline is based on participant age, pre-65 or post-65.
• If you miss the upcoming special enrollment opportunity, you must wait until you, the retiree, experience a Chevron retiree enrollment milestone, if any, for another opportunity to enroll in Chevron retiree benefits. Please note open enrollment is not considered an enrollment milestone.
  

how do I know if I'm eligible?

To be eligible to enroll in Chevron retiree health benefits, you – the legacy Hess employee – must meet all of the following requirements as of your termination of employment date:

• You are at least 55 years old.
• You have at least 10 or more years of service*.

* The personalized service letter issued to you in September 2025 includes a Health and Welfare Eligibility Service (HWES) date that can be used to calculate if you meet the years of service threshold above for retiree health benefits.

Special Bridging Provision
As part of the merger provisions, you are eligible for a bridging provision for your retiree medical benefits if, at the time of your qualifying termination of employment, you are within one year of either reaching 10 years of service and/or turning age 55. If you satisfy this requirement, you will be bridged to meet the early retirement eligibility criteria for Chevron retiree medical benefits.

program basics

• Chevron retiree health benefit choices depend on the age of the participant, pre-65 (under age 65) or post-65 (age 65 or over).
• New! With the transition to Chevron benefits, a retiree health benefit opportunity is now available for eligible post-65 participants (post-65 retirees and/or their eligible post-65 dependents). Enrollment is required to participate.
• If there are both post-65 and pre-65 eligible participants in your family, pre-65 participants will enroll and participate in pre-65 retiree health benefits; post-65 participants will enroll and participate in post-65 retiree health benefits. 
• If you miss the upcoming special enrollment opportunity, you must wait until you, the retiree, experience a Chevron retiree enrollment milestone, if any, for another opportunity to enroll in Chevron retiree benefits. Please note open enrollment is not considered an enrollment milestone.
• Chevron retiree health benefits change at age 65. Any participant enrolled in Chevron pre-65 health benefits must take certain required actions to enroll in Chevron post-65 health benefits upon reaching age 65 to continue their participation in Chevron retiree health benefits.

Be sure to read your transition guide in its entirety to understand what you need to do and what is available.

You may have other health coverage available, such as through a new employer, a spouse or domestic partner, or the Health Insurance Marketplace, and decide to waive or decline Chevron COBRA and Chevron retiree health benefits.

• If you miss the COBRA enrollment deadline, you permanently lose your right to elect Chevron COBRA benefits.
• If you miss the special enrollment opportunity for Chevron retiree health benefits, you must wait until you, the retiree, experience a Chevron retiree enrollment milestone (if any) for another opportunity to enroll in Chevron retiree health benefits. Please note open enrollment is not considered an enrollment milestone.

If you, the retiree, are eligible for Chevron retiree health benefits, you must contact the Chevron HR Service Center within 31 days of certain retiree health enrollment milestones to enroll.

• If you miss these select milestone opportunities to enroll, you and your eligible dependents must wait until the next applicable enrollment milestone, if any, for another opportunity to enroll in Chevron retiree benefits.
• Open enrollment is not a Chevron enrollment milestone. 
• Retiree enrollment milestones only apply when you, the retiree, experience the event.

enrollment milestones

Chevron enrollment milestones include the events listed below. Click to learn more about each event.

• During the upcoming one-time enrollment opportunity: You can enroll yourself and your eligible dependents for coverage during this milestone. 
• When you, the retiree, lose Chevron COBRA coverage* › You can enroll eligible dependents if they are also enrolled as dependents under your COBRA coverage.
• When you, the retiree, turn age 65 and become Medicare eligible › You can also enroll your eligible dependents for coverage during this milestone.
• When you, the retiree, lose other employer group health coverage › You can enroll eligible dependents if they are also enrolled in and lose the same group health coverage. (Note: group coverage does not include another employer's COBRA or retiree medical coverage.) 

*Reminder: Hess COBRA coverage transitions to Chevron COBRA coverage effective January 1, 2026.

• Chevron offers health benefits to retirees and their eligible dependents, including your spouse or domestic partner and/or children under age 26.
•  You are required to complete the dependent verification process for any pre-65 dependents that are enrolled in Chevron pre-65 medical coverage. This means you must submit certain documentation that verifies your dependents are eligible for coverage.

dependent verification process

You have up to 60 days after you enroll to obtain and submit requested documentation that verifies that each of your dependents is eligible to participate in Chevron’s health benefits. If you don’t provide acceptable documentation by the deadline, your dependents will be disenrolled from coverage. You’ll receive instructions from the Chevron HR Service Center for completing this requirement at the time of enrollment. Documentation can be submitted on the BenefitConnect enrollment website, or you can request a paper form from the Chevron HR Service Center to complete by mail or fax.

• Preview list of acceptable documentation
• Preview Affidavit for Domestic Partnership

pre-65 company contributions

For pre-65 eligible participants, the company contribution is automatically factored into your monthly medical premium for your Chevron pre-65 medical coverage. You pay the difference between the company’s contribution and the total premium cost.

• The company contribution amount for pre-65 medical coverage is calculated as of January 1, 2026 (the date of integration into Chevron benefits). The contribution amount is a fixed dollar amount for each coverage tier and generally does not change until the age of 65.*
• Your age and years of credited service at termination of employment determine the percentage of the company contribution amount that will be applied to Chevron pre-65 medical premiums. 
• The total premium cost of pre-65 medical coverage is usually greater than the company contribution amount, so even if you receive 100% of the company contribution, you will still have to pay for your pre-65 medical coverage.
• You can see the amount of your company contribution to coverage on the BenefitConnect enrollment website starting December 8.

*Your company contribution amount may change if your coverage tier changes in the future, but it will continue to be based on the company contribution amounts in effect as of January 1, 2026.

post-65 company contributions

For post-65 eligible retirees, the company contribution is credited into a health reimbursement arrangement (HRA) account on behalf of each eligible post-65 participant. 

•  All post-65 eligible participants receive the same starting company contribution amount, regardless of the year of retirement. The contribution amount generally does not change from year-to-year.
• The starting company contribution amount is then prorated based on your age and years of credited service at termination of employment.
• The final company contribution amount is then credited to your HRA monthly.
• If you and your post-65 eligible dependent are eligible for the HRA, you and your dependent will each have a separate HRA account based on the HRA amount of the eligible retiree.
• You will receive a personalized Enrollment Worksheet in the mail from the Chevron HR Service Center just prior to the enrollment period on December 8. This worksheet does not display post-65 health benefit choices and costs; however, it will display the amount your HRA company contribution would be, assuming proper enrollment in post-65 benefits.

pre-65 special enrollment period

• Enrollment Dates Pending: Please note Chevron is working with the HR Service Center to determine the dates of your special enrollment period. You will receive a follow-up notification when dates become available.
• If you properly enroll during the special enrollment period coverage starts January 1, 2026.

program overview

Pre-65 participants are eligible for the following Chevron pre-65 retiree health benefits:

• The same general group medical and dental plan choices offered to active Chevron employees.
• All plans include coverage for preventive care services.
• All medical plans include access to medical, prescription drug, basic vision, and behavioral health services.
• All dental plans include coverage for diagnostic, basic restorative, major dental care and orthodontia.

The pre-65 plans are different in three key areas:

• Provider choice
• Your out-of-pocket expenses
• Your options to save for health care

medical plans

Chevron Medical PPO Plan

Separate deductibles for medical and prescription drugs. Visit any provider, network or out-of-network, but you’ll save money when you use a network provider.

• Benefit Summary
• Basic Vision Summary (gray column)
• Prescription Drugs Formulary | Exclusions

High Deductible Health Plans

One deductible for all services, combined. Compatible with a health savings account (HSA). Visit any provider, network or out-of-network, but you’ll save money when you use a network provider.

• Chevron High Deductible Health Plan (HDHP)
• Chevron High Deductible Health Plan Basic (HDHP Basic)
• Basic Vision Summary (gray column)
• Prescription Drugs Formulary | Exclusions

Chevron Medical HMO Plans
Deductible varies by plan. HMO plans typically have lower deductibles and copayments which can lower your costs at the time of service. However, you must use a network provider for services to be covered (except for emergencies). You’ll choose a primary care provider who manages and coordinates your care needs, including referrals to specialists. The enrollment system will display the HMOs available to you (if any) based on your zip code.

• Kaiser Colorado
• Kaiser Northern California
• Kaiser Southern California
• Kaiser Northwest
• Kaiser WA

Which medical plan is right for me?

• Video: PPO or HDHP – Which is right for you?
• Video: Deductible and out-of-pocket maximum

dental plans

• Chevron Dental PPO Plan
• Chevron Dental HMO Plan

post-65 special enrollment period

• Complete all enrollment steps by March 31, 2026.
• Coverage begins when you complete all required enrollment steps.
• Enrollment instructions ›

program overview

Chevron’s post-65 retiree health benefits include the following components:

Access to a private health insurance exchange managed by Via Benefits.

• Coverage choices include individual medical, prescription drug, dental and vision coverage. Enrollment in Medicare Part A and Part B is required to purchase coverage.

A health reimbursement arrangement (HRA) account.

• Company contributions to retiree health coverage are credited into this account on behalf of each eligible post-65 participant.
• The HRA can be used to help reimburse certain monthly health benefit premium payments.
• Enrollment in at least individual medical coverage through Via Benefits is required for an HRA account to be established and to receive company contributions; no other contributions are permitted.
• The HRA account is a bookkeeping entry only and is not vested or credited with any actual funds and does not earn any interest.
• Enrollment in Medicare Part A and Part B is required.