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Wellness Credit Period

To receive the 2018 Wellness Credit – the monthly medical premium reduction – you must continue to meet all the 2018 Wellness Credit eligibility requirements for the duration of the Wellness Credit Period, January 1, 2018 through December 31, 2018.

Did you qualify for a Wellness Credit on January 1, 2017?

This page discusses the Wellness Credit for January 1, 2018. Go to 2017 Wellness Credit for information about the January 1, 2017 Wellness Credit.


The 2018 Wellness Credit is a premium reduction of up to $750 annually on qualifying Chevron-sponsored medical plan coverage premiums from January 1, 2018 through December 31, 2018.

This page describes the 2018 Wellness Credit and how it works. Go to Who is Eligible to Participate to learn about who is eligible to qualify for a 2018 Wellness Credit.

To qualify for the 2018 Wellness Credit, eligible U.S.-payroll employees must meet all of the following requirements:

  • Accumulate 1,000 points by choosing and completing qualifying wellness activities between January 1, 2017 (12 a.m. Pacific time) and October 27, 2017 (11:59 p.m. Pacific time). Note that, you don't have to be enrolled in a Chevron-sponsored medical plan to accumulate points between January 1, 2017 and October 27, 2017.
  • Meet all the eligibility requirements to receive the 2018 Wellness Credit on January 1, 2018. In addition, you must continue to meet all the 2018 Wellness Credit eligibility requirements for the duration of the Wellness Credit Period – January 1, 2018 through December 31, 2018 – to continue to receive the Wellness Credit on a monthly basis.

Important eligibility requirement reminder: Note that to receive the 2018 Wellness Credit you must be enrolled in a qualifying active employee medical plan under the Omnibus Health Care Plan on January 1, 2018 and also for the duration of the Wellness Credit Period, January 1, 2018 through December 31, 2018. Read all the other 2018 Wellness Credit eligibility requirements here.

What is a qualifying active employee medical plan?

A qualifying active employee medical plan under the Omnibus Health Care Plan (referred to hereafter as “qualifying Chevron-sponsored medical plan”) currently includes:

  • Medical PPO Plan
  • Chevron High Deductible Health Plan (HDHP)
  • Chevron High Deductible Health Plan Basic (HDHP Basic)
  • Chevron Medical HMO Plans
  • Global Choice Plan (U.S.-Payroll Expatriates)

Eligible Wellness Credit recipients will receive a premium reduction of up to $750 annually on qualifying Chevron-sponsored medical plan coverage from January 1, 2018 through December 31, 2018 (Wellness Credit Period), as long as you remain an eligible employee enrolled in a qualifying Chevron-sponsored medical plan. Here’s how it works:

  • If you are eligible to receive the Wellness Credit on January 1, 2018, the applicable premium reduction will automatically be applied to your paycheck. No additional action to start the premium reduction is required from you.
  • Your applicable premium reduction will be taken in equal installments during the Wellness Credit Period, or for as long as you remain an eligible employee enrolled in a qualifying Chevron-sponsored medical plan, whichever comes first.
  • Your applicable premium reduction will be applied toward the employee contribution portion of the monthly premium of a qualifying Chevron-sponsored medical plan.
  • The premium reduction applies only to qualifying Chevron-sponsored medical plan coverage premiums. The premium reduction does not apply to dental, the Vision Plus Program, mental health and substance abuse coverage, any of the Chevron retiree health coverage options, or any non-Chevron-sponsored medical plan coverage.
  • Eligible Wellness Credit recipients will continue to be responsible for actual medical services and charges including (but not limited to) copayments, co-insurance, deductibles and other out-of-pocket expenses.
  • You cannot receive the Wellness Credit in cash or any other form to be used toward medical or other personal out-of-pocket expenses.

Eligible Wellness Credit recipients will receive a premium reduction of up to $750 annually on qualifying Chevron-sponsored medical plan coverage from January 1, 2018 through December 31, 2018 (Wellness Credit Period), as long as you remain an eligible employee enrolled in a qualifying Chevron-sponsored medical plan. Your actual annual premium reduction amount is based as follows:

  • If the employee share of the annual premium cost of your elected, qualifying Chevron-sponsored medical plan costs less than $750, you’ll only receive up to the annual employee share amount of the cost of your elected plan. For example, if the annual employee cost of your elected plan is $600, you will receive an annual premium reduction of up to $600. You will not receive the $150 difference in cash or in any other form.
  • If the employee share of the annual premium cost of your elected, qualifying Chevron-sponsored medical plan costs more than $750, you’ll only receive up to the $750 maximum premium reduction amount. For example, if the annual employee cost of your elected plan is $4,000, you will receive an annual premium reduction of up to $750. You will be responsible for paying the remaining $3,250 in annual employee cost.

If eligible for the Wellness Credit, your applicable premium reduction amount will be based on your qualifying Chevron-sponsored medical plan option, coverage level, cost and enrolled dependents on January 1, 2018, as described below:

  • The premium reduction applies to any of the available coverage level choices: You Only, You + One Adult, You + Child(ren), You + Family.
  • The qualifying Chevron-sponsored medical plan in which you are enrolled on January 1, 2018 will be used to calculate your premium reduction amount for the Wellness Credit Period.
  • If you are not enrolled in a qualifying Chevron-sponsored medical plan on January 1, 2018, you are ineligible to receive the 2018 Wellness Credit, even if you earned the required points by the deadline.

Please note: Remember, if you qualify, the premium reduction will not take effect until January 2018. As is the course of standard business in the health care industry, 2018 monthly employee medical premiums will not be available until the open enrollment period later this fall. Your open enrollment communications will provide additional details about the monthly amount of the premium reduction for those who qualify, how it will be applied to your Chevron medical coverage, and where to go in 2018 to see your premium reduction.

If both you and your spouse or domestic partner or child(ren) are Chevron U.S.-payroll employees, you can both qualify for the 2018 Wellness Credit if you meet the eligibility requirements. However please note:

  • If each of you are “primary” – in other words, enrolled separately – in your own qualifying Chevron-sponsored medical plan coverage then each of you must qualify separately for the 2018 Wellness Credit. If you each qualify, you both are eligible for the 2018 Wellness Credit that is applied toward each of your separate medical plans, respectively.
  • If one of you is “primary” and the other is covered as your “dependent” in a qualifying Chevron-sponsored medical plan, then only you, as the primary, are eligible for the 2018 Wellness Credit. You, the primary, must meet the eligibility requirements to receive the Wellness Credit. If you qualify, you are eligible for only one 2018 Wellness Credit that is applied toward your qualifying Chevron-sponsored medical plan. In this situation, the dependent – although an eligible employee - cannot qualify for a Wellness Credit because they are enrolled as a dependent.

If you experience a qualifying life event between January 2, 2018 and December 31, 2018 that permits you to make a change to your qualifying Chevron-sponsored medical plan coverage and you were eligible to receive the Wellness Credit on January 1, 2018:

  • If you continue to participate in a qualifying Chevron-sponsored medical plan, you will continue to be eligible to receive the 2018 Wellness Credit, as long as you remain an eligible employee.
  • If you stop participating in a qualifying Chevron-sponsored medical plan, you are no longer eligible to receive the 2018 Wellness Credit and you forfeit the remainder of your annual premium reduction amount for the Wellness Credit Period effective the date your coverage ends. You will not be paid the balance of the annual premium reduction you were potentially eligible to receive in cash or in any other form.

If you experience a qualifying life event between January 2, 2018 and December 31, 2018 that permits you to start participating in a qualifying Chevron-sponsored medical plan and you were not previously enrolled in a qualifying Chevron-sponsored medical plan:

  • You are not eligible to start receiving the 2018 Wellness Credit, even if you earned 1,000 points between January 1, 2017 and October 27, 2017, because you did not meet the eligibility requirement of being enrolled in a qualifying Chevron-sponsored medical plan on January 1, 2018.

If you leave Chevron between January 2, 2018 and December 31, 2018 – whether due to retirement or for any other voluntary or involuntary reasons – and you were previously eligible to receive the 2018 Wellness Credit, then you are no longer eligible to receive the 2018 Wellness Credit. You will forfeit the remainder of your annual premium reduction amount for the Wellness Credit Period effective the date your coverage ends as an eligible employee. You will not be paid the balance of the annual premium reduction you were potentially eligible to receive in cash or in any other form.


Please note: This communication provides only certain highlights about changes of benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. There are no vested rights with respect to Chevron health care plans or any company contributions towards the cost of such health care plans. Rather, Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.