For even greater choice in your investment decision-making, you may want to use the brokerage option in the plan. With this option, you open an account with Fidelity BrokerageLinkĀ®. Then, you can invest up to 50 percent of your ESIP balance in thousands of mutual funds and exchange-traded funds (ETFs) that are not included in your Target Retirement Trust, core or supplemental investment options. Keep in mind that the risks can be substantially different with this strategy ā€” and while there is no annual fee, you’ll be responsible for paying commissions and other costs. For more information, review the BrokerageLink Commission Schedule. Stocks and options are currently not available under the ESIP BrokerageLink option.

Please note: If you are enrolled in BrokerageLink and have a change of address, you will need to change it in two places:

  • Through the HR Service Center (by phone or online) for your ESIP account.
  • Through Fidelity for your BrokerageLink account. Contact a Fidelity representative by calling the HR Service Center.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.