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U .S.-Payroll Expatriates on a Residential Assignment

Please note some of the changes described in this section may not apply to you because you aren't eligible to enroll in these plans while on expatriate assignment. However, you may have the option to participate in these plans when you repatriate to the United States, so that's why it's important for you to know about the changes. Information about 2017 plan changes for the Global Choice Plan are now available. Note that there are no changes to your claims administrator for your medical, prescription drug or vision coverage in 2017 under the Global Choice Plan.

Chevron Medical HMO Plans are offered based on your zip code, so not everyone will have this option. With an HMO plan, you must use a provider who’s in the network to receive coverage. Otherwise, those services will not be covered (except in emergencies).

The Basics

  • Medical HMO Plans are not available in all areas and the plan choices vary based on your zip code.
  • You can enroll in a Medical HMO Plan – if available in your area – if you're a U.S.-payroll employee and you're eligible for Chevron's health benefits. You can also enroll your eligible dependents, just as you can with Chevron's other health plans.
  • U .S.-payroll expatriates cannot enroll in this plan while on expatriate assignment, but you'll have the option when you repatriate to the United States.
  • The Medical HMO Plans are health maintenance organization (HMO) health plans. This means you must use a provider who’s in the plan’s network to receive coverage. Otherwise, those services will not be covered (except in emergencies). Typically, you need a referral to a specialist under the Medical HMO Plans.
  • Your Medical HMO Plan includes medical coverage, prescription drug coverage and basic vision coverage provided by the HMO.
  • If you are enrolled in a Chevron Medical HMO Plan, you have the choice to use the mental health and substance abuse benefits provided by your HMO Plan, or to use the benefits provided under the Mental Health and Substance Abuse (MHSA) Plan administered by Beacon Health Options. However, you cannot make a claim to both your HMO Plan and MHSA Plan for the same service. If you are enrolled in a Chevron Medical HMO Plan and you choose to use your MHSA Plan benefit, you must use a Beacon network provider to receive MHSA Plan benefits. Out-of-network provider services are covered for emergencies only.
  • The Medical HMO Plans offer comprehensive coverage for the major medical services you’d expect, including office visits, emergency services, hospital care, lab services, outpatient care, pregnancy and newborn care and rehabilitative services. But there are important differences in how a Medical HMO Plan works compared to the Medical PPO, HDHP and HDHP Basic plans. Be sure to learn about these important differences before you enroll.
  • The Medical HMO Plans are not compatible with a health savings account (HSA). However, the Health Care Spending Account (HCSA) – a flexible spending account plan – is available to help you save money for qualified health expenses you incur during 2017.



New Medical HMO Deductibles

In 2017, most HMOs will introduce a new $300 annual deductible.*

Review your HMO Plan’s Summary of Benefits and Coverage (SBC) to learn if there is a deductible under your plan and the amount, if applicable. You’ll need to check with your Medical HMO plan directly to understand what’s included and what’s not in the annual deductible.

It’s true that you’ll need to pay more out of your pocket for care than you’re accustomed to in a Medical HMO. But we expect everyone to make informed and thoughtful choices about health care, regardless of the plan for which you’ve enrolled. So that’s why we’re introducing changes to the deductible structure for nearly all of our medical plans, including the Medical HMOs. And the addition of a deductible also helped to keep lower monthly cost increases for the Medical HMO Plans in 2017.

* Some Medical HMO Plans may have a different deductible, or no deductible at all.

All plans will continue to include 100 percent coverage with no deductible for certain preventive care services, as specified by the Affordable Care Act, when you see a network provider. Additional preventive screenings and services may also be covered, depending on factors like your age and gender.

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Find a Network Provider

There are different coinsurance, copayment, deductible, and out-of-pocket maximum amounts depending on if you see a network or an out-of-network provider. See if your current provider is a part of the network. Research the provider network.

Second Opinion Service

Medical HMO Plan participants do not need to seek a second opinion through the Health Decision Support Program prior to receiving knee, hip, back or spine surgery. That’s because many Medical HMO Plans already have programs and procedures in place to address the positive benefits of seeking a second opinion. However, Medical HMO Plan participants are still encouraged and eligible to use the services of the Health Decision Support program to seek a second opinion on any diagnosis they may be facing.

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Contact Your Plan

Find Medical HMO Plan contact information here, on the main website.




Please note: This page applies to U.S.-payroll employees. This page provides only certain highlights of benefits or program provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and legal plan documents, the legal documents will prevail to the extent permitted by law. This is not a plan text or a summary plan description. There are no vested rights with respect to Chevron health care plans or any company contributions toward the cost of such health care plans. Rather, Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union represented employees.

Useful Links

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Participate in healthy habits in 2017 and save up to $750 annually on your medical premium in 2018. More information coming later this year.

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Go to Benefits Connection

You can access Benefits Connection from a Chevron computer, from your home computer, or on your smart phone.

Benefits Connection uses automatic sign-in technology if you are a current user and you are connected to the Chevron intranet using a GIL workstation or Chevron remote access.

Use Automatic Login

If you are not connected to the Chevron intranet or this is your first time to use Benefits Connection, automatic sign-in is not available. Please login with your password PIN.

Use PIN to Login

Forgot Your Password?

If you are not connected to the Chevron intranet or this is your first time to use Benefits Connection, automatic sign-in is not available. Please login with your password PIN. If you don't know your PIN or can't find it, you can request a new one in two ways:

  1. Online. Go to the Benefits Connection login screen and choose Forgot Your PIN. If you've set up challenge questions, you will be able to access the website instantly after successfully answering the questions. Otherwise you'll have to use the mail option. It can take up to two weeks to have a new PIN mailed to you.
  2. By Phone. Call the HR Service Center. When prompted to enter your PIN, hold on the line until the system provides you with other options regarding your access. You can request that a new PIN be mailed to you. It can take up to two weeks to receive your PIN in the mail.